Our technology knows everything about us

Most of us are always excited to have the latest and greatest piece of technology, whether it be a new iPhone, or a new app that makes your life easier. It is amazing how technology is growing and expanding from what it was 20-30 years ago. Pat and Stu took some time on radio, with the help of Jeffy, to discuss some new technology that will be upon us faster than you think!

Remember having to map out your route before a trip, because there was no GPS? Or printing out those 5 pages of step by step directions from Mapquest? How many young people can figure out how to read a map to get from point A to point B anymore? Even Pat relies on GPS technology today. He said on-air this morning concerning his use of GPS technology,"if I need to get to a place that I'm not--never been to, I have to use GPS, because--but with other cities that I have lived in, I learned the city pretty darn well."

If the use of GPS technology as an example, look at how far we have come from using basic print out maps, to having satellites pinpointing you location. Stu expanded upon the subject, discussing new apps that send warnings to others driving your route. Google is one of the leading companies working on this technology where they use Android phones to see if people are slowing down their speed limit. Stu raised the key question, when you purchase that phone, "Do people who have Android phones, though, realize that type of monitoring is going on?"

It appears that technology is not going backwards anytime soon, with more and more privacy being handed over in the name of "making your life easier." See Pat, Stu and Jeffy discuss a new program coming out from Spotify, called Nestify.

Rough Transcript Below:

JEFFY: My wife just put an app on her phone for hiking, because she's the only one that exercises in the family. It is exactly where you walk, how fast you walk, gives you a map, satellite map of where you walk, everything, man. They know exactly where you are at.

STU: The app people.

JEFFY: Them.

PAT: You don't want the app people police -- they are brutal.

JEFFY: Thought TSA was bad?

PAT: Don't try the app people police.

STU: This is -- every company is going through this now. The ones that are best at it will survive, but they are also the most invasive. There's a new product coming out from Spotify, the music streaming service called Nestify, I guess it is called. I read a review of how it works. Typically, you like -- you have a program where you are listening to songs, you could click like or unlike or five stars or one star. They are getting to the point now where they store and listen to every song you have ever listened to, through Spotify. They know how long you have listened to them. Like if you get 20 seconds in and skip it, they know how you listen to them, they know how you group the songs. You think like the example the author used was he listened to Hooked On a Feeling, because of the trailer to Guardians of the Galaxy, so it was like his most listened to song. Like well, typically a music service would say okay, he loves this song, we are going to play more Blue Suede songs. Well, he doesn't like any other Blue Suede songs. I don't know if there is another Blue Suede song. I could be wrong on that. So what they were able, just by analyzing this guy's data, was to realize he likes certain songs -- it could tell when you like a song, but you don't like the artist. It could tell when you like songs from a typical genre --

PAT: Pandora doesn't do that.

STU: It can tell -- his most played songs were like some classical artist. And it was like London symphony or whatever, but the reason for that, he listens to a generic play list when he works, but you actually don't like that music. It is just mood music in the background. So it won't pick those songs, even though they are your most listened to, because it realizes, okay, this is something you do only at this time. If you go to the gym and you listen to techno music, because you want to get pumped up, they will realize this is the time of day you are normally at the gym. We will suggest techno music. It's that advanced.

PAT: Is it already out?

STU: No. This was the first demo of it.

PAT: That will revolutionize things again.

STU: All this keeps coming, the amount of data they have on you.

PAT: They know when you get to the gym.

STU: And the GPS location, to know when you are inside the gym.

JEFFY: And Netflix is laying the groundwork for that, because you watched. So you realize hey, recently watched, so you are able to look at --

STU: Is it -- one of the series they did. I think "House of Cards". So "House of Cards", it was a series in another country first, right? So the original "House of Cards", Netflix realized the people who watched the original "House of Cards" series also watched a lot of Kevin spacy movies, so they went to Kevin spacy and pitched him "House of Cards", knowing people that likes A already liked B, so they will love C.

JEFFY: A lot of people thought it was crazy.

STU: They paid him a fortune for that thing.

PAT: I think they said that number before and it was wrong, but $125 million or something, $150 million. It was a lot.

STU: Now that are on season 3?

JEFFY: Just released season 3.

PAT: But look at what they can do?

STU: This is the conflict with technology. I think -- and talk radio, we are looking at things differently than most people. We are looking at what is the ramification for the country in the future. What is the privacy concern, what is --

PAT: Most people are just thinking this is convenient. I love this. I want this. First, yes, you want -- it is music that you like and you want it to sort out the crap that you don't. You want it to understand that. And then the traffic thing, when it's telling you how fast the car is ahead of you -- so you could avoid that area. What is the alternative? If you want really good traffic, go to traffic and weather together, every nine minutes on the 4's. Coming up in just a few minutes and we will play some Carpenters for you too.

On the radio program Monday, Glenn Beck, Stu Burguiere, and Pat Gray discussed the Trump defense team's arguments in the Senate impeachment trial against President Donald Trump.

"This is different than what the Democrats were doing," Glenn said of the Trump team's impeachment defense. "We know the case of the Democrats, they just kept going over and over and over, for three days, the same stuff. The Republicans, at least on Saturday, did not ... and I thought it was really, really good."

Glenn added, "The president's defense was very compelling."

Watch the videos below to hear Glenn's top takeaways from the president's defense team:

Part 1: Why the president's defense is 'very compelling'

Part 2: Top takeaways from president's impeachment defense

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Americans are getting crushed by healthcare costs. In 2018 alone, we spent $3.6 trillion on healthcare — that's more than $11,000 per American and nearly a fifth of the national Gross Domestic Product (GDP). It's on everyone's minds, which is why it has taken center stage in the Democratic party's primary. Of course, the solutions offered by the current crop of presidential candidates would do nothing to help alleviate that enormous spending. In fact, it would only add to it — what with Bernie Sanders' Medicare for All and Joe Biden's proposed ObamaCare expansion.

However, what also deserves attention in discussions about plans that increase the government's role in health care is how religious organizations would be affected. Faith-based hospitals and health care sharing ministries (HCSMs) play an important role in America, often serving as a critical provider and/or facilitator of payments for medical services in many states. If plans like Medicare for All were implemented, these groups would be at risk of going bankrupt or being severely curtailed due to the elimination of choice that comes with these proposals.

Instead of imposing a top-down and expensive health care system overhaul, faith-based providers and groups should be allowed to continue offering a variety of plans that work as high-quality, often cheaper alternatives. And more Americans should consider them.

Instead of imposing a top-down and expensive health care system overhaul, faith-based providers and groups should be allowed to continue offering a variety of plans that work as high-quality, often cheaper alternatives.

As mentioned, one such option is a health care sharing ministry. In this model, individuals contribute money into a pool managed by a religiously or ethically-affiliated organization, and costs for medical treatment are shared by people who adhere to that organization's belief system. Typically, applicants are required to sign a statement of faith in order to be accepted. It's basically like a subscription service: consumers pay a set amount of money into the ministry every month. Then, when they have a medical need or incident, they submit a claim to the ministry. Members whose claims are approved are reimbursed by the ministry from that pool of funds. Note, these ministries don't cover procedures they deem immoral.

Because providers are often getting paid in cash under this model — and typically within 90 days — patients are able to negotiate significant discounts, in some cases slicing procedures' costs to a fraction of the initial price. Insurance companies, by comparison, tend to not pay dollar for dollar on claims, and certainly not in cash. Additionally, insurance companies usually have onerous paperwork requirements, forcing doctors to spend half of their time on electronic health records and desk work. This increase in demand for administrative work is partly responsible for the United States leading the world in administrative costs in healthcare.

There are various types of HCSMs, each offering different benefits depending on what the individual needs — and a lot of savings on monthly plans. Take Christian Healthcare Ministries, for example. It's resulted in enormous savings for its members. Whereas the average healthcare plan can cost about $400 a month on the low end (with high deductibles), CHM plans can run between $78-172 a month for a single person. These kinds of plans are particularly great options for people who are relatively healthy and young, where the need for doctors and prescription drugs is less likely.

HCSMs have seen explosive growth in popularity recently. In 2014, there were only approximately 160,000 members. By 2018, membership ballooned to about 1 million HCSM members around the United States who have shared over $1 billion in medical expenses. But unfortunately, many people still feel locked into the traditional — and expensive — health care insurance model. HCSMs provide a way out, and, depending on their belief system, people should research them and see if there's one that best suit their needs. If more people deviate away from the traditional health care insurance market, insurance companies would be incentivized to adjust their pricing. That won't be possible, of course, if plans like Medicare for All are implemented.

Health care is one of life's biggest expenses, and voters are understandably desperate for a plan that cuts costs without compromising quality of care or access to it. Alternative options to health care insurance such as HCSMs are practical, free-market solutions that saves money. Americans should sift through these options before subscribing to plans that will only break the bank.

James Czerniawski is a Young Voices contributor. Follow him on Twitter @JamesCz19.

Bill O'Reilly: Adam Schiff is in 'wonderland' during the Senate impeachment trial

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On the "Glenn Beck Radio Program" Friday, Bill O'Reilly gave his latest take on the Senate impeachment trial of President Donald Trump, and explained why he thinks House Intelligence Committee Chairman Adam Schiff (D-Calif.) is like "Alice in Wonderland."

Watch the video below to catch more of the conversation:

youtu.be


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Sen. Ted Cruz (R-Texas) joined Glenn Beck on the radio program Friday to discuss the latest developments in the Senate impeachment trial of President Donald Trump.

According to Cruz, Thursday was a "very consequential day" in the otherwise tedious and redundant impeachment proceedings.

"Yesterday, the House managers effectively threw Joe Biden under the bus," Cruz said. "They doubled down on what they started doing on the first day of arguments, which was making their entire case ... based on the proposition that there was zero evidence to justify investigating Burisma [the Ukrainian natural gas company that paid then-Vice President Joe Biden's son, Hunter, $50,000 a month to sit on the board]."

Cruz went on to explain that every time the Democrats, namely House Intelligence Committee Chairman Adam Schiff (D-Calif.), rehash the "zero-evidence" argument, they open the door for Republicans to present the overwhelming evidence that contradicts those claims.

"That proposition, that there's zero evidence to investigate Burisma, is utterly and completely absurd. So, I'm looking forward to Saturday when the president's lawyers will begin presenting his case. Because what the Democrats have done, is they have opened the door to this. And I hope the president's lawyers will stand up and systematically lay out the case," Cruz said.

"They've been arguing that Hunter Biden is completely irrelevant to this case. Well, the House managers have now, through their arguments, made Hunter Biden not only relevant — he was always relevant — but critical now," he continued. "They built the entire case, like a house of cards, on the proposition that there was no reasonable basis to investigate Burisma. And that's just absurd."

The two also discussed Cruz's new podcast, "Verdict with Ted Cruz," which he records with Daily Wire host Michael Knowles each night following the Senate trial.

"Last night's podcast went through systematically ... all of the overwhelming evidence of corruption from Burisma that any president, not only had the authority to investigate, but the responsibility to investigate," Cruz said. "And that, ultimately, is why President Trump is going to be acquitted at the end of this process."

Watch the video below for more details:

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