RADIOMarch 22, 2023

THIS Fed program is STEP #1 to losing FINANCIAL CONTROL

Apparently the Federal Reserve has been developing a new digital payment system for years now. The program, called FedNow, is set to launch in just a few months, and the Fed’s handy-dandy explainer video shows exactly how this new system will slowly begin to steal financial control from YOU. This is just laying the groundwork, Glenn explains, for an eventual Central Bank Digital Currency (CBDC) which is why, he says, we MUST stop this IN ITS TRACKS.

Transcript

Below is a rush transcript that may contain errors

GLENN: I found something yesterday, interesting. It's called Fed Now.

Here's how it works, cut one.
(music)

VOICE: Today, people in businesses, expect to make and receive payments at the click of a button, any time of the day, every day of the year.

And most expect their financial and institutions to offer or support payment services, that meet the speed and convenience, they seek.

In fact, three in four businesses, and 23rd of consumers surveyed, think it's important that their bank or credit union, offer faster payments.

GLENN: Right.

VOICE: Financial institutions interested in meeting these demands can use the Federal Reserve's upcoming Fed Now service to build innovative payment offerings to help retain and attract customers, and avoid losing out to the competition.

GLENN: Holy. Wow.

VOICE: With the Fed Now service launching in 2023, the time to start preparing is now.

GLENN: Right.

VOICE: What can financial institutions do to get ready?

A bank or credit union should first get a sense of the demands and trends in the market. Let's take a look at how one financial institution might do this.

Meet Jill, the CEO of Community Bank.

GLENN: Oh.

VOICE: Jill keeps a close eye on community bank's customer retention rates.

GLENN: Uh-huh.

VOICE: She was surprised to see new research showing that nearly two-thirds of businesses and one-third of consumers indicated they would factor access to faster payments, into future decisions on whether to switch financial institutions.

Jill and her team looked at their own customer transactions and discovered an increasing number of customers, moving funds to alternative payment services, such as digital wallets and mobile payment apps.

GLENN: Uh-oh.

VOICE: This corresponded with a noticeable decline in customer's deposits and accounts at a community bank.

GLENN: Uh-oh.

VOICE: They knew they had to take action.

Jill and team reviewed Fed Now education pools and resources to understand how the service will work and how to prepare for it.

They also learned about instant payment use cases, including an account to account transfers, bill pay, and person to person transactions.

GLENN: Stop just a second.

So these -- the fed now -- the fed now system is taking applicants beginning next month and they're launching this July for your independence, for your freedom. For your security. For your benefit.

And so now, you can -- you can go to one of these banks. You might meet Jill. Did I introduce you to Jill, from Community Bank?

Jill's done a survey, and she found people want, you know, access to their money, quickly.

STU: Two-thirds of consumers believe their money should be available at the bank, that they go. Good poll!

GLENN: Okay. So what is Jill doing?

Jill is going to the fed, and saying, can we have your non-block chain system? And have it so we can give everybody a credit card or a bank card, and it -- it won't say fed now on it, but it will be the engine of fed now. Where they just swipe their card. And instantaneously, they can buy something.

STU: What? What kind of futuristic world is this?

GLENN: It's a crazy futuristic world, flying cars. What's next!

But it will be faster.

Because see, right now, like if you go to a bank and you need to transfer funds, you have to go to the bank and say, hey, I need to transfer these from one account to another.

And then they're like, oh, okay. Account number? And they write it down. Okay. And you want to transfer it, where? All right. Sign this. Okay. Then they do this really old archaic thing. They go, okay. Done.

Hello! It's the year 2023. We can't wait that long. No. We need something faster. And we want it to go through the fed every time we make a purchase of something.

STU: What could possibly go wrong with this system?

GLENN: Well, they want you to know, this is an alternative for a fed coin. Yeah.

STU: Hmm.

GLENN: Yeah. They're saying. No. We want you to know, clearly, this is not to introduce center bank digital currency, a CBDC. No, no, no. This is an alternative to that.

When are you --

STU: That doesn't sound like much of an alternative. That sounds like much of the same thing.

GLENN: Well, no. You will have a bank card instead. You will have your local bank doing it.

STU: It looks like one thing. But it is another. Also, Jill is a man. That's how the video ends.

We didn't get to that part. That's how it ends. You find out Jill, the CEO of Community Bank is a dude.

GLENN: Wow. So did anybody hear about the quote, much anticipated, and -- and heralded new Fed Now system?

Have you been waiting? Because I didn't even know about it. In fact, I thought all of this was a conspiracy.

STU: No. The video was from 2021.

It's almost like there was something behind this the whole time.

GLENN: Really?

Isn't it weird that it's like, hey, everybody. We're going to do this in April.

And banks, if you're having a liquidity problem, your answer is just over the horizon.

With fed now.

Wow!

What a coincidence.

But remember, this is nothing to do with the fed coin.

Because that would track every dime that you spend. Oh, and some other things, that you should probably be aware of.

I'll tell you about that, in 60 seconds. How do people have faith in socialism?

It's failed over and over and over again.

You know why? You know why it's failed?

Wrong people. No. It's not that it's a horrible idea. And goes against human nature itself. And so it always ends in bloodshed. No. It always ends in bloodshed. Because they didn't do it right. But this time, it will be different.

Now, how do you get people to do that? Take over education. Yeah. And they've done that.

What are your kids learning? I would like to ask you to turn to the Tuttle Twins to help fight back, and teach your kids about personal responsibility. Free markets. Entrepreneurship. Limited government.

By the way, do you know who we have on today? You want to talk about personal responsibility and entrepreneurship? The guy who started Home Depot is on with us today.

He is fantastic. Anyway, the Tuttle Twins will teach your kids all of these things. The left despises these. Because, I mean, they would be good.

But it was just the wrong people writing it this time.

Maybe they can rewrite it, like Charlie and the Chocolate Factory.

The Tuttle Twins would like to offer you a free DVD with some of the episodes of their cartoons. They now have really great cartoons.

And their books. All you have to do is order a set of their kids books at TuttleTwinsBeck.com. This week only, TuttleTwinsBeck.com. You get a free DVD with the episodes of their cartoons when you order the books. That's this week only.

TuttleTwinsBeck.com. Ten-second station ID.
(music)
Okay. Next hour, we're going to get into this, and show you will exactly what needs to be done. And what is really happening. But we've been telling you about the uniform commercial code. Kids are running -- wait, Dad, is he talking about the UCC again? Turn it up.

I know. It's so exciting.

But the uniform commercial code is the UCC, is something that we used to just make everything compliant with each other. Easy to do.

Business with each other. And they changed it from time to time.

But they've just made a major change, regarding CBDC. It's changing the definition of money to include the fed coin, which definitely is not happening. It's just Fed Now. Which is an alternative. Anyway, it's really important that you stop this dead in its tracks.

However, we have been talking to some attorneys and everything else.

And there's -- there's more to this, than met the eye. When you put money into a bank, you're taking real physical cash that you possess. Or can possess.

And you're giving that over to the bank as a deposit.

When you do that, you give the bank control of that money.

So as soon as you give the money to the bank, you're really no longer the owner of that money.

The bank has that money. You become a liability. Somebody they have to pay back. That's the way the law is written.

The bank owns the money. And you're still entitled to get the money back of course. And to use the deposit account to cover expenses.

But you're no longer the owner of the money. This is why the bank has the right to lend the money to somebody else, without checking with you first. If you want to take the money out of the bank account, you take ownership again. You're like, I don't like you, Mr. Banker. I will go see, Jill, at community -- was it Jill? The guy at community.

STU: Jill. Jill at Community Bank.

GLENN: Community Bank. You take your deposit out. You take it in cash. You walk away and go over to see Jill. Hey, Jill.

STU: Formerly Jim.

GLENN: You want to open up an account with us?

Okay. Here's the problem. With central bank digital currency, there is no physical cash.

There's -- even with Bitcoin, you can take it on a thumb drive, and you stick it in your pocket.

Or you can move it from one ramp to the other.

STU: Just memorize your seat phrase. That's all -- you can do a bunch of different things.

GLENN: Good. But it's yours.

But CBDC is electronic, and it's only in Fed Now. It's only in the Federal Reserve System.

So let's see --

STU: Is that a Fed Now in your pocket, Jill, or are you just happy to see me?

GLENN: Theoretically, a digital currency could be designed, so you could download it on a hard drive, store it on a private digital wallet or something. But that's what Fed Now is getting rid of.

So there's no chance that CBDC is going to be designed this way. That means your deposits. Once you deposit them in the bank with the fed, that makes the deposits not money. Therefore, you don't own it. The institution controlling the platform. Either the private banks or the fed would own it. You would own no money. It would be the people who control the platforms. Oh, you mean like you'll own nothing, you'll have no privacy, and you'll love it?

Well, yes. Two of those three things are true.

Has THIS Islamist organization BROKEN state laws for YEARS?!

A new report accuses CAIR Action, the political arm of the Council on American-Islamic Relations, of breaking state laws with its political activism. Glenn Beck reviews this story...

Transcript

Below is a rush transcript that may contain errors

GLENN: So let me go over what is -- what's happening with -- with CAIR.

You know, the Founding Fathers were obsessed over accountability.

Because they knew one thing. You know, they did. They must get suggestions from people on, you know, through tweets. They studied every single system of government.

Every single republic that survived. That didn't survive.

Why didn't it survive?

They studied all forms of government. They were trying to come up with something that could -- could set people free.

And they -- they worked really hard on putting our checks and balances in place, because they knew, once power slips into the shadows. They knew, once power slips into the shadows, once influence becomes unmoored from law, what rises is not a republic.

It's a machine. And that's what you're seeing right now. We're not living in a republic. We're living in a machine.

We -- I think we're staring at one of the largest unregulated political machines operating in the United States ever! Okay.

There have been a couple of groups that are doing sweeping investigations, two watchdog groups. One of them is NCRI and the Intelligent Advocacy Network.

And they have concluded now that the political arm of CAIR, he known as CAIR action, has been operating nationwide with no legal authority, to do the things it has been doing for years now.

They're not allowed to raise money. They've been raising money. Coordinating political campaigns.

Not allowed to do it. Endorsing candidates. Not allowed to do it, they're doing it. Mobilizing voters, shaping policy, functioning as a national advocacy network.

They don't have the legal authority to do any of it. And no one has said anything.

Now, according to the report, CAIR action doesn't just have a paperwork problem.

Investigators found, state by state, that it lacks the license, the registrations. The charitable authorizations, required to legally solicit money.

Excuse me. Or conduct political activity, in any of the 22 states in which it operates. Think of that!

I know how serious this is, because I remember what it took to get the license in each and every state, for Mercury One.

So we could operate. We could raise money. We could do things in those states. It's a lot of work. And if you don't do it, you go to jail. And they find out pretty quickly.

Okay?

22 states, they operate not one, zero legal authorization.

In Washington, DC, the city where CAIR action is incorporated, the department of licensing and consumer protection told investigators, they have no record of CAIR action ever obtaining the basic business license required to solicit funds or to operate.

Imagine how long would you last in business, especially if you were controversial.

How long would you remain in business, if you never had a business license?

You think somebody would figure that out?

In a sooner time than I don't know. A couple of decades!

This report means, that the organization if true, is engaging in unlicensed inner state solicitation.

It has exposed itself to allegations as serious as deceptive solicitation. Wire fraud and false statements to the IRS. These are big things.

And this is not political rhetoric.

Are these phrases written in black and white. In the law.

And by investigators. In California, one of CAIR's most active hubs. The state attorney general has said, the state attorney general of California has said, same pattern here!

The state of California, to say, yep. That's what's happening here.

CAIR action has never registered with California's charitable registry.

Never filed the required CT1 form. And has no authorization whatsoever to request donations. But they've been doing it in California anyway.

Fundraising, selling memberships. Issuing endorsements. Mobilizing voters. All of that has been done by CAIR action. There's no record of any license. Any permission, ever. Going to CAIR. From California. That's according to their attorney general.

Wow!

That's pretty remarkable, huh? How does that happen?

It's not just the coast. It is also happening to the Midwest, the South, the Mountain West. Every state hosting its own CAIR action fundraising page, complete with the donate now and become a member portal, despite no trace of the legal filings required to operate. That's bad!

Now, here's where the stakes rise.

Because CAIR action presents itself openly, as the political arm of CAIR National.

Investigators are now warning that any unauthorized fundraising or political activity.

Could become CAIR's national responsibility as well.

So, in other words, the parent, CAIR itself, might be held responsible.

Meaning, this is want just a rogue subdivision.

This could implicate the entire National Organization of CAIR.

Now, this is happening at the same time it's coming under national scrutiny. It's also Texas.

And I think Florida have designated the group a foreign terrorist organization. Members of Congress are now asking the IRS, the Treasury, the Department of Education to investigate all of its partnerships, all of its financing, all of its influence operations. I mean, I think they're going to be in trouble.

How long have we been saying this?

But every time, I have pointed out anything about CAIR, I have been called an Islamophobe, which shuts everything down. That is a word, developed by people like CAIR, to shut people down, so you'll never look into them.

So what happens next?

First of all, the reports have to hold up.

Regulators now have an obligation. Not a choice. An obligation to act!

State attorneys general in these 22 states, they might pursue fines, injunctions, criminal referrals.

All of them need to take action!

The IRS, needs to take action. Investigate tax exempt fraud. Treasury Department may review foreign influence or money flow violations.

Anything coming from overseas.

Oh, I can't imagine it. They're so buttoned up, right now.

DC regulators may determine whether CAIR actions entire fundraising operation has been unlawful from the beginning.

But here's the deeper question. And it's not bureaucratic. This one is constitutional.

Can the United States tolerate an influence machine, that operates outside of the legal framework, designed to prevent corruption, foreign leverage, and untraceable money?

If I hear one more time, talking about how AIPAC has just got to be investigated. Fine. Investigate.

I'm not against it.

Investigate.

Why aren't you saying anything about CAIR?

It feels like it might be a tool in the hands of a foreign operation.

Why aren't you saying anything about this?

Because here it is! It's not like, hey. I wonder why.

This is it! This is it! This isn't about silencing CAIR. Muslim Americans are -- that are full citizens, they have every right to speak. Every right to vote. Every right to organize. Participate in public life. No question! They can disagree with me, all they want.

But no organization. None! Not mine. Not yours. Not theirs. None. Should operate a nationwide political network, in the shadows and be immune from all of the guardrails that every other group must follow!

That's called a fourth branch of government!

That's how a fourth branch goes.

By the way, CAIR has placed all kinds of people in our Department of Homeland Security. Et cetera, et cetera. This organization has done it!

This is -- you cannot have a fourth branch of government.

They must abide by the laws.

No -- you can't have a branch that nobody elected. Nobody oversees.

Nobody holds accountable.

We talked about this yesterday, on yesterday's podcast. So what needs to happen is total transparency. CAIR action has to release its filings. Its donor structure. Its compliance records, if they exist. Equal enforcement under the law. I don't want them prosecuted in special ways.

Look, if AIPAC is doing the same thing. AIPAC should be prosecuted exactly the same way.
I want it equal. I want constitutional rule.

If conservatives, if Catholics, pro-Israel, environmental, Second Amendment groups, if they have to comply by the state law, so does CAIR action.

And if CAIR action has to do it, so do the Second Amendment groups and environmentalists, and pro-Israel and conservative groups. The law cannot be selective. It can't be!

I don't know how that's controversial in today's world. But somehow or another, they will find a way.

The Feds have to review all of this. If the report is accurate, the IRS and the Treasury have to determine whether false statements or unlicensed interstate solicitations have occurred.

Americans deserve to know what exactly, who is influencing our elections. Who is shaping our policy? Who is raising money in their state?

Especially physical the organization claims political authority, that it doesn't legally possess.

Because history will teach us one unchanging lesson. When a republic stops enforcing its own laws, someone else will always step in to fill that vacuum because power abhors a vacuum!

Unregulated, political power abhors a free people. So while it's about CAIR, it's not about Muslim Americans. It's not about religion.

As always, at least on this program, we try to make it about the rule of law.

One standard for everyone or no standard at all!

And that more than anything, will determine whether or not our institutions remain worthy of the freedom and responsibility that we have entrusted to them.

Glenn Beck WARNS Democrats Will Return with VENGEANCE in 2026 | Glenn TV | Ep 473

America is entering a year of historic upheaval from Charlie Kirk’s assassination and the spiritual shock that followed, to Trump’s tariff revolution, China’s rare-earth war, collapsing energy grids, AI displacement, and the looming fights over Taiwan and Venezuela. Glenn sits down with BlazeTV hosts ‪@deaceshow‬ and ‪@lizwheeler‬ along with his head researcher Jason Buttrill, to break down the biggest stories of 2025. Plus, they each give their most explosive prediction for 2026 that could shape our politics, economy, national security, and civil rights in ways Americans have never experienced before.

Trump Just SHATTERED the “Expert Class” - And the Deep State is in Total Panic

For nearly a century, Washington DC has been ruled by an unelected “expert class” operating as an unconstitutional fourth branch of government — accountable to no one, removable by no president, and shielded from all consequences. Glenn breaks down why Trump’s firing of the Federal Trade Commissioner could finally dismantle the 1935 precedent that empowered technocrats, how Ketanji Brown Jackson exposed the Supreme Court’s embrace of expert rule, and why America cannot survive a government run by people who never face the voters and never pay for their failures.

Transcript

Below is a rush transcript that may contain errors

GLENN: Okay. So President Donald Trump fired the federal trade commissioner Rebecca Slaughter. Federal Trade Commission is an administrative position. I mean, this is under -- the head of the federal trade commission is a cabinet member.

And if the justices uphold Trump's firing of Slaughter, that will overturn a precedent that was horrible, that was set in 1935. Remember, 1935, we're flirting with fascism. You know, everybody thinks. Because they haven't seen the horrors of fascism yet.

Everybody thinks fascism is neat, blah, blah. So what they do is they say that this is an independent person. And the president can't fire them. Because they're, you know, an independent agency.

Well, wait. That would make a fourth branch of government. Our Constitution is really clear.

There is no such thing as a fourth branch of government. Right?

So that's what they're deciding. Now, here is Ketanji Brown Jackson, who is talking about how we really need to listen to the experts. Cut four.

VOICE: Because presidents have accepted that there could be both an understanding of Congress and the presidency. That it is in the best interest of the American people to have certain kinds of issues, handled by experts. Who, and I think you -- in your colloquy, Justice Kagan, have identified the fact that these boards are not only experts, but they're also nonpartisan. So the -- the seats are actually distributed in such a way, that we are presumably eliminating political influence because we're trying to get to science and data and actual facts, related to how these decisions are made.

And so the real risk, I think, of allowing non- -- of allowing these kinds of decisions to be made by the president, of saying, everybody can just be removed when I come in, is that we will get away from those very important policy considerations.

VOICE: We will get away from US policy considerations, and it will create opportunities for all kinds of problems that Congress and prior presidents wanted to avoid, risks that flow inevitably, just given human nature, the realities of the world that we live in.

GLENN: Okay.

Now, remember, what she's saying here is, we have to have experts.

We have to have experts. We have to have experts that don't really answer to anybody. Okay?

They're appointed. And then they're just there. This from a, quote, judicial expert, who cannot define a woman, because she's not a doctor.
She's not a scientist.

She needs an expert to define a woman.
That's how insane her thinking is. Okay?

Now, I would just like to ask the Supreme Court, when you want things run by experts, do you mean things like the State Department, or the counsel of foreign relations, that have gotten us into these endless war wars for 100 years?

Because these are the things that Woodrow Wilson wanted. He wanted the country run by experts.

Okay. So is it like the Council of Foreign Relations, that keep getting us into these endless wars.

Or is it more like the Fed, that directs our fiscal policy, that has driven us into $38 trillion of at the time. We have all powerful banks. That strangely all belong to the fed. And endless bailouts for those banks. Are those the experts that you're talking about?

Or are you talking about the experts that are doctors, that gave the country sterilizations, lobotomies, transgender surgeries. You know, or should we listen to the experts, like the ones that are now speaking in Illinois, to get us death on demand like Canada has, with their MAID assisted suicide, which is now the third largest killer in Canada. MAID, assisted suicide, third largest killer in Canada. Experts are saying, we now need it here, and they're pushing for it in Illinois. Or should we listen to the experts? And I think many of them are the same experts strangely, that brought us COVID. Yeah. That was an expert thing. They were trying to protect us. Because they need to do this for our protection. So direct from the labs in China with the help of the American experts like Fauci. We almost put the world out.

Should we listen to those guys?

Or the experts that brought us masking, and Home Depot is absolutely safe. But Ace Hardware wants to kill grandma. Which are the experts that we want? That we want to make sure that we have in our lives? That they don't answer, or can't be fired by anybody. Because I'm pretty full up on the experts, myself. I don't know.

But you're right. These experts would keep the president in check, and they would keep Congress in check. And you in check!

And the Supreme Court, which would be really great. You know, and you know who else they would keep in check? The people.

So, wow, it seems like we would just be a nation run by experts, and our Constitution would be out the window, because that's a fourth branch!

And if you don't believe me, that, you know, these experts never pay a price. Can you name a single expert?

Give me a name of an expert, that gave us any of the things that I just told you about.

Give me the name. I mean, give me the name of one of them. Give me the name of one of them that went to jail. Give me the name of one expert that has been discredited.

You know, where your name will be mud in this town. Do you know where that came from?

Your name is going to be mud. It's not M-U-D. It's M-U-D-D, that comes from Dr. Samuel Mudd. Okay? He was a docks man. He was an expert. He was that set John Wilkes Booth' broken leg. He made crutches. He let him stay there for a while. He claimed he didn't know him, but he did know him.

In fact, one of the reasons they proved it.

Is because when he pulled the boots off -- when he pulled both of his boots off, right there, in the back, you couldn't have missed it. It said "John Wilkes Booth."

He's like, I have no idea who he was.

Yeah. Well, you knew him in advance. This was a predetermined outpost where he could stay. It's clear you could know him.

The guy was still discredited, we still use his name today. Your name will be mud in this town.

And we think that it's like dirt, mixed with water kind of mud. No, it's M-U-D-D, Dr. Mudd. The expert that was so discredited, went to jail, paid for his part of the assassination of -- of Lincoln.

Give me the name of one of the experts in the last 100 years, that has brought us any of the trials and the tribulations. The things that have almost brought us to our knees. Give me the name of one of them. Can't!

Because once an expert class, they don't answer to anyone. So they never go to jail.

Wow! Doesn't that sound familiar. People never going to jail!

There's a rant that's going around right now, that I did in 2020. And everybody is like, see. He's talking about Pam Bondi.

No, no. I got to play this for you, a little later on in the program. But I want to get to the experts and what the Constitution actually says about that. Because you don't need my opinion. What you need are the actual facts. So you can stand up and say, yeah. I think Ketanji Brown Jackson is an idiot. Okay?

And she's really not an expert on anything. Especially the Constitution. You need the facts, on what the Founders said. Because the Founders would be absolutely against what they did in 1935.

Because that just -- what does it do?

It just sets up a fourth branch of government.

EXPLAINED: Why the Warner-Netflix/Paramount Merger is DANGEROUS for All of Us

The biggest media merger in modern history is unfolding, and Glenn Beck warns it’s the most dangerous consolidation of power America has faced in decades. With six corporations already controlling 90% of the nation’s news and entertainment, a Warner-Netflix or Warner-Paramount megacorporation would create an unstoppable information cartel. Glenn exposes how “too big to fail” thinking is repeating itself, how global elites and “experts” are tightening their grip, and why handing our entire cultural narrative to a handful of companies is a direct threat to freedom. The hour is late — and the stakes couldn’t be higher.

Transcript

Below is a rush transcript that may contain errors

GLENN: By the way, it's never good when you consolidate power. It's never good.

And what is going on now, with this Netflix Warner Brothers paramount stuff, I don't care if Larry Ellison is a conservative or not.

No one should have that much power.

I did a show, gosh, four years ago. I don't even remember when I did it.

We looked it up. In the 1980s. 19 percent of American media was owned by over 50 companies.

Forty years later, 90 percent of the media is watched and controlled by six companies.

National Amusements, the Red Stone Family controls CBS, CMT, MTV, Nickelodeon, gaming and internet. Simon & Schuster Books. That's all one.

Disney, ABC, ESPN, History Channel, Marvel, Star Wars, video games and print.

TimeWarner controls CNN, Warner Brothers, HBO, Turner, video games, internet, and print media like TIME. Comcast, MSNBC, NBC.

CNBC, Telemundo, the Internet.

New Corp. Fox. National Geographic. Ton of others. Sony, with a ton of movies, music and more. The big six. They're valued at nearly $500 billion.

Now, this is something I put together five years ago. So I don't even know. This is probably not even valid even today.

And now we're talking about Netflix, Warner Brothers. Paramount, into all of these one giant corporation. It's wrong! It's wrong!

We can't keep putting all -- everything into the hands of just a few! It's what's killing us!

We've got to spread this around. We can't -- the government cannot okay mergers like this.

They're big enough he has

What happened -- what happened when the banks went under, or almost went under in '08. What did they say the problem was?

They said the banks are too big to fail.

Too big to fail.

Because they were providing all of the services, everybody needs. All the time. And there's only a handful of them.

So if they fall, then everything falls.

Right?

That was the problem. So what did we do to fix it?

We made them bigger!

We let them merge with other banks, and gobble up other things!

And started taking on the local banks.

And so now, your banks that were too big to fail. Are now even bigger. And their failure would be even worse!

What is wrong with us?

Seriously, we're not this stupid.

We're not this stupid.

I think we're just this comfortable.

We just think the experts have a plan. No. The experts don't have a plan.

Their plan is stupid. Their plan is to make it bigger.

Every time it fails. Make it bigger. Push it up.

Make it more global.

No. Haven't you seen what the entire world is like?

The entire world is over-leveraged. The entire world is on the edge.

The entire world is being redesigned.
So what do we do? We don't allow them to make things bigger! We need to start taking more individual and local control of things. They're making it bigger. Which will make the problem bigger. And make the problem so big, you won't be able to do anything about it, because all the experts. All of the heads. They'll all -- there will be six of them. And they will all be sitting in one room.

And they will all be making the instigations. And with them, making those decisions will be all the heads of all the countries around the world, that you're not going to have a say in any of that. They're already trying to do it with the WEF.

But if -- if the Supreme Court says, no, experts matter. And the president can't fire them. You will not have any control over anything!

We're at this place, where we can back out. We can turn around.

We can do it.

It's not too late. But the hour is growing very late.

I don't know about you, I don't like being this.

Up to the edge, you know what I mean?

I would rather have lots of breathing room, between me and the edge of the cliff.

But we don't have that anymore.

Everything has to be done right.

And we have to pay attention.

And the worst thing we can do is make things bigger.

Dream big, think small.