Will Congress Introduce a Health Insurance Competition Law to Drive Down Costs?

This week on O'Reilly Friday, the topic of health care naturally came up following the release of the Senate's Better Care Reconciliation Act of 2017. While Glenn still favors a full repeal of Obamacare, O'Reilly outlined what he believes will be a two-step strategy by Republicans.

"The goal for the Republican Party is to bring down health premiums for the American people because that translates into votes, but they couldn't do it all in one bill because of the filibuster rule, very complicated. So there's another rule that comes up if this passes that says insurance companies selling health will be able to compete in every state, and the Republican party says that will drive down premiums," O'Reilly said.

The first step --- passing the Better Care Reconciliation Act --- removes all the mandates and fines that require employers and citizens to have health care. The next, according to O'Reilly, would be a bill allowing competition among insurance companies to drive down premiums.

RELATED: It’s Here! It’s Here! The Senate Health Care Bill Is Here (And It’s Just Like Obamacare)

"I just don't believe that you actually believe a second of that," Glenn said.

"I'm just telling you what the strategy is," O'Reilly replied

"Oh, I understand the strategy, but I don't believe that anyone in this country actually believes that that is a real strategy behind closed doors," Glenn countered.

Bill O'Reilly joins Glenn every Friday on radio to discuss current headlines. Visit BillO'Reilly.com to follow Bill, subscribe or purchase his wildly successful "Killing" book series.

Enjoy the complimentary clip or read the transcript for details.

GLENN: Let's get right to ObamaCare and what happened yesterday.

BILL: Well, I mean, the Republicans in the senate come out with this vision of national health care and right away of course every Democrat doesn't like it. Two things in play here. Number one, it's all about giving free health care to Americans who are poor or sick, and they can't afford their premiums health care. That's what this is all about fundamentally. The Democratic Party wants to give free health care to people who don't have a lot of stuff. And the Republicans say, "No, you can't do that. It's going to bankrupt the nation, skits not fair to the working people who have to support the free health care by their tax money. It's not fair the $20 trillion deficit -- debt. Not deficit. So we'll give you tax credits, which means you'll get refunds if you work. The promise is a lot of people don't work. And we're not going to give you freebies anymore. We're going to cut back on that through Medicaid. So right now Medicaid, which is state run has unlimited payments to people to give them free health care. There are going to be limits on that and the states are going to decide.

So every Democrat says no. No. No. We want the free stuff, so we're going to vote against it. That's essentially what's in play here. All of the other details are so confusing and so crazy, your head will below off, so I'm not -- and I'm not an expert in medical, you know, what's good and what's bad. But the essential war is over giving Americans free stuff. That's the essential war.

GLENN: Right. I got that. But maybe you're only sharing this on your iTunes number one podcast. But the way this is playing out politically, the Republicans have abandoned their post of, "Hey, we don't believe in free stuff, and we don't believe in a government-run program, and they're not cutting -- in some places, they're actually adding to, and they're just reducing the amount of spending. It's not even a cut. It's a reduce the amount of future spending, of future increases.

BILL: Right. Right.

GLENN: And so the question is, is this really even a repeal and replace of ObamaCare? Or is this just window dressing?

BILL: Well, I think that if you look at what the Republicans have come up with, it's a -- it's certainly a different health care law. So you wouldn't have to buy health care, number one. Okay? So right now, you have to or the government fines you. Number two, employers wouldn't have to provide it. Right now, they do if you have more than I think it's 50 -- or 49 employees, something like that. And if you don't, they fine you. So that's gone. And then the other stuff is basically, you know, preexisting conditions. That's still there. Okay? So if you want insurance, and I have a disease, you'll get it. You'll get it.

You know, they can debate it all day long. There are four Republican senators who don't like this bill will vote for it, they say. Rand Paul likely Ted Cruz and Ron Johnson. The Republican party needs two of those to come over. I think they'll get them. They'll make a few tweaks. Because if they don't, then the Democrats will succeed in holding onto ObamaCare. That's what it's all about. So if the Republicans don't pass this new bill, ObamaCare will remain law.

GLENN: So do you think that Mike Lee, Ted Cruz, Rand Paul, Ron Johnson would be unreasonable to with hold their support?

BILL: Depends what their value system is, you know? If you're not going to support it, then you're giving the Democratic Party a lot of power.

STU: Bill, for example --

BILL: I mean, it's like Lincoln said and Reagan said: You've got to get a structure in place where you can do things going forward. If you continue to say "no" to everything, then the Democrats will make a stunning come back in the congressional elections next year. So they've got to take that into account. I don't think Rand Paul is ever going to come over. I think the other thing will if they maybe make a few tweaks. So I think that there's -- there's a better than 50/50 chance the senate will pass it.

PAT: These are just bad bills. That's why these guys -- they're not conservative bills. I mean, how is it possible Republicans can't do better than this?

GLENN: You just said --

BILL: You have to have votes to pass a strict conservative bill in the house or the senate. There's not enough votes.

GLENN: You just said it depends on what their principles are. If their principles are the Constitution, and they find this unconstitutional, and they find this destructive, how could they? I mean because you said it depends on what their principles are. You will give -- if they don't, you will give the Democrats a lot of power.

BILL: Right.

GLENN: Well, that's not a principle. That's a strategy.

BILL: Well, it just depends on how you see it. Because if you're going to allow the Democratic Party to gain or regain power, which they would, in my opinion, then your principles are flying out the window because you're not going to have any chance of enacting them in the first place.

GLENN: Okay. So we have --

BILL: Lincoln I believe was, like, look, I have principles, but I'm not going to sell them out, but it's a long game.

GLENN: Yeah. So I --

BILL: Therefore, I'm not going to get anything done.

GLENN: So I agree with that long game. However, the Republicans have, you know, the GOP has really run hand in hand and tried to convince the tea party that they were -- that they were going to repeal ObamaCare. And then with Mitt Romney, it became repeal and replace. And that was a major shift there. But I think most voters believe that we were going to get rid of ObamaCare, and that's what this president promised. There are people that are suffering all over this country because they can't afford their health insurance anymore. This does not help reduce the cost of health care at all.

When you're looking at the Republicans and the Democrats honestly, what's the difference between the two? 5 percent?

BILL: The goal for the Republican Party is to bring down health premiums for the American people because that translates into votes. But they couldn't do it all in one bill because of the filibuster rule. Very complicated.

So there's another rule that comes up if this passes that says insurance companies selling health will be able to compete in every state, and the Republican Party says that will drive down premiums. That can't be attached to this bill because if it were, then there would be a level of acceptability that's 60 votes in the senate. I don't know why it's a rule. Okay? But if you do it separately as a separate law, then it's only the majority. Okay? So that's why they didn't attach that. So it's a stair step.

First we get this bill passed. All right? That knocks out all the mandates, knocks out all the tax stuff, and puts in place a structure that ObamaCare is pretty much done. And then we pass the bill about insurance companies competing, which drives down the premiums, you see?

GLENN: Oh, my gosh. I just don't believe that you actually believe a second of that.

BILL: I'm just telling you what the strategy is.

GLENN: Oh, I understand the strategy. But I don't believe that anyone in this country actually believes that that is a real strategy behind closed doors.

BILL: You don't believe that if this passes, that the next step would be to introduce a health insurance competition law? You don't believe that will happen?

GLENN: Nope, I don't.

BILL: Why not? Why wouldn't it?

GLENN: Who's talking about it besides those four? Besides those four --

PAT: Besides the holdouts, those are the only ones talking about it.

GLENN: Who's talking about that? There's no desire for that.

BILL: Trump made a big deal out of that. Trump made a big deal out of that in his campaign. That was, like, one of his major issues that there should be competition.

PAT: Not making a big deal about it now.

STU: Making a big deal about repealing health care and making the government pay for everyone.

WWIII: The new face of war

Oleg Nikishin / Stringer | Getty Images

Has World War III begun?

Over the weekend, Iran launched an unprecedented attack against Israel involving over 300 missiles and drones. This marked the first direct attack on Israel originating from Iranian territory. Fortunately, according to an Israel Defense Forces spokesperson Rear Admiral Daniel Hagari, 99 percent of missiles and drones were successfully neutralized by Israeli defense systems. Iran claimed that the operation against Israel had concluded and that no further offensive was planned, although the possibility of another attack is still present.

This has left many people, including Glenn, wondering the same thing: did we just witness the start of World War III?

Glenn recently had a World War II Air Force Veteran as a guest on his TV special, who told stories of the horrors he and his brothers-in-arms faced in the skies over war-torn Europe. This was a timely reminder of the terrors of war and a warning that our future, if it leads to another world war, is a dark one.

But, if Glenn's coverage of the Iranian attack revealed one thing, it's that World War III will look nothing like the world wars of the twentieth century. Long gone are the days of John "Lucky" Luckadoo and his "Bloody Hundredth" bravely flying their B-17s into battle. Over the weekend, we saw hundreds of autonomous drones and missiles clashing with extreme speed and precision over several different fronts (including space) simultaneously. This ain't your grandfather's war.

From EMP strikes to cyber attacks, here are FIVE ways the face of war has changed:

EMP attacks

New York Daily News Archive / Contributor | Getty Images

The entire modern world, on every level, is completely dependent on electricity. From your home refrigerator to international trade, the world would come to a grinding halt without power. And as Glenn has pointed out, it wouldn't even be that hard to pull off. All it would take is 3 strategically placed, high-altitude nuclear detonations and the entire continental U.S. would be without power for months if not years. This would cause mass panic across the country, which would be devastating enough on its own, but the chaos could be a perfect opportunity for a U.S. land invasion.

Nuclear strikes

Galerie Bilderwelt / Contributor | Getty Images

Nuclear war is nothing new. Many of us grew up during the Cold War, built fallout shelters, and learned to duck and cover. But times have changed. The Berlin Wall fell and so did the preparedness of the average American to weather a nuclear attack. As technology has advanced, more of our adversaries than ever have U.S. cities within their crosshairs, and as Glenn has pointed out, these adversaries are not exactly shy about that fact. Unfortunately, the possibility of an atomic apocalypse is as real as ever.

Immigration warfare

Nick Ut / Contributor | Getty Images

The strategy of strangling an opposing nation's economy to gain the upper hand is a wartime tactic as old as time. That's why the Border Crisis is so alarming. What better way to damage an opponent's economy than by overburdening it with millions of undocumented immigrants? As Glenn has covered, these immigrants are not making the trek unaided. There is a wide selection of organizations that facilitate this growing disaster. These organizations are receiving backing from around the globe, such as the WEF, the UN, and U.S. Democrats! Americans are already feeling the effects of the border crisis. Imagine how this tactic could be exploited in war.

Cyber shutdowns

Bill Hinton / Contributor | Getty Images

Cyber attacks will be a major tactic in future wars. We've already experienced relatively minor cyber strikes from Russia, China, and North Korea, and it is a very real possibility that one of our adversaries inflicts a larger attack with devastating consequences on the United States. In fact, the WEF has already predicted a "catastrophic" cyber attack is imminent, and Glenn suggests that it is time to start preparing ourselves. A cyber attack could be every bit as devastating as an EMP, and in a world run by computers, nothing is safe.

Biological assault

WPA Pool / Pool | Getty Images

Don't trust the "experts." That was the takeaway many of us had from the pandemic, but something less talked about is the revelation that China has manufactured viruses that are capable of spreading across the globe. We now know that the lab leak hypothesis is true and that the Wuhan lab manufactured the virus that infected the entire world. That was only ONE virus from ONE lab. Imagine what else the enemies of America might be cooking up.

The government is WAGING WAR against these 3 basic needs

NICHOLAS KAMM / Contributor | Getty Images

The government has launched a full-on assault against our basic needs, and people are starting to take notice.

As long-time followers of Glenn are probably aware, our right to food, water, and power is under siege. The government no longer cares about our general welfare. Instead, our money lines the pockets of our politicians, funds overseas wars, or goes towards some woke-ESG-climate-Great Reset bullcrap. And when they do care, it's not in a way that benefits the American people.

From cracking down on meat production to blocking affordable power, this is how the government is attacking your basic needs:

Food

Fiona Goodall / Stringer | Getty Images

Glenn had Rep. Thomas Massie on his show where he sounded the alarm about the attack on our food. The government has been waging war against our food since the thirties when Congress passed the Agricultural Adjustment Act of 1938. They started by setting strict limits on how many crops a farmer could grow in a season and punishing anyone who grew more—even if it was intended for personal use, not for sale on the market. This sort of autocratic behavior has continued into the modern day and has only gotten more draconian. Today, not only are you forced to buy meat that a USDA-approved facility has processed, but the elites want meat in general off the menu. Cow farts are too dangerous to the environment, so the WEF wants you to eat climate-friendly alternatives—like bugs.

Water

ALESSANDRO RAMPAZZO / Contributor | Getty Images

As Glenn discussed during a recent Glenn TV special, the government has been encroaching on our water for years. It all started when Congress passed the Clean Water Act in 1972, which gave the government the ability to regulate large bodies of water. As the name suggests, the act was primarily intended to keep large waterways clear of pollution, but over time it has allowed the feds to assume more and more control over the country's water supply. Most recently, the Biden administration attempted to expand the reach of the Clean Water Act to include even more water and was only stopped by the Supreme Court.

Electricity

David McNew / Staff | Getty Images

Dependable, affordable electricity has been a staple of American life for decades, but that might all be coming to an end. Glenn has discussed recent actions taken by Biden, like orders to halt new oil and gas production and efforts to switch to less efficient sources of power, like wind or solar, the price of electricity is only going to go up. This, alongside his efforts to limit air conditioning and ban gas stoves, it almost seems Biden is attempting to send us back to the Stone Age.

4 signs that PROVE Americans are hitting rock bottom

Spencer Platt / Staff | Getty Images

As we approach the presidential election in November, many Americans are facing dire economic straits.

Glenn has shown time and time again that Bidenomics is a sham, and more Americans than ever are suffering as a result. Still, Biden and his cronies continue to insist that the economy is booming despite the mounting evidence to the contrary. But who is Biden fooling? Since the beginning of the year, gas has gone up an average of 40 cents a gallon nationwide, with some states seeing as much as a 60-cent per gallon increase. And that's just the tip of the iceberg. Foreclosures and bankruptcies are on the rise, evictions are surging, and America is experiencing a record amount of homelessness. We can't survive another Biden term.

Americans across the country are hitting rock bottom, and here are four stats that PROVE it:

Evictions

John Moore / Staff | Getty Images

Across the country, people are being evicted from their homes and apartments. Between 2021 and 2023, evictions increased by 78.6 percent. With inflation driving up prices and employers struggling to raise wages to compensate, rent is taking up an increasingly larger percentage of people's paychecks. Many Americans are having to choose between buying groceries and paying rent.

Foreclosures

Justin Sullivan / Staff | Getty Images

Renters aren't the only ones struggling to make their monthly payments, foreclosures are on the rise. This February saw a 5 percent increase in foreclosures from last year and a 10 percent increase from January. More and more Americans are losing their homes and businesses.

Bankruptcies

Chris Hondros / Staff | Getty Images

High interest rates and inflation have driven bankruptcies through the roof. Total filings have risen 13 percent and business bankruptcies rose 30 percent in 2023. It's getting harder and harder for businesses to stay afloat, and with California's new law requiring most restaurants to pay all employees a minimum of $20 an hour, you can expect that number to keep climbing.

Homelessness

FREDERIC J. BROWN / Contributor | Getty Images

The result of all of these issues is that it is getting harder and harder for Americans to afford the basic necessities. January of 2023 saw a record-breaking 650,000+ homeless Americans, a 12 percent jump from the previous year. More Americans have hit rock bottom than ever before.

Editor's note: This article was originally published on TheBlaze.com.

I want to talk to Generation Z. I’ve seen some clips of you complaining about your 9-to-5 jobs on social media and how life is really hard right now. To be honest, my first reaction was, “Suck it up, buttercup. This is what life is really like.” In a sense, that’s true. But in another sense, I think you’re getting a bad rap. You are facing unique problems that my generation didn’t face — problems that my generation had a hand in creating.

But I also think you don’t understand the cause of these problems.

I would hate to be in your position. When I was your age, we didn’t have to deal with any of the challenges you’re facing. In one sense, your life has been tough. At the same time, compared to previous generations, your life has been very easy. Everybody was rushing to save you, to protect you. You were coddled, which makes your life harder now.

You’ve grown up with social media and the definition of narcissism: somebody gazing into the pond looking at themselves all the time. I don't mean this as an offense, and I am not just including you in this. We’ve become a culture of narcissists. It’s all about “me, me, me, me.”

If you end up thinking more collectivism is the solution, then you haven't done enough homework.

You’ve been in territory that my generation never had to enter. You’ve already navigated a landscape that we didn't have to, where nothing is true, and you can’t trust anybody. I wouldn’t trust anybody either if I were in your position. But I do know a few things to be true and a couple of things I can trust.

First, life is worth it. Life is tough, but it is worth it in the end.

Second, life is not about stuff. As a guy who is kind of a pack rat, I can tell you that none of that stuff will create happiness in your life. In fact, I think your generation has a better handle on happiness in some ways than anybody in mine. You’re starting to realize that pharmaceuticals may not be as good as natural solutions in a lot of situations, that the huge house may not be as satisfying as just having a smaller house, that living your life instead of having to work all the time may be a better way to live.

I want to talk to those of you who feel like it’s not worth even trying to go to work because you’ll never get anywhere. You work 40 hours a week or more, and you still can't afford a place to live. You’re still living with your parents. You can’t afford food. I think you're right to feel frustrated because the problems you're facing weren't always the case.

I blame a lot of the current problems we’re facing today on the hippies. That may be wrong, but I hate hippies. Hippies have been screwing things up since the 1960s. While on their socialist march, they have become everything that they said they were against: lying, greedy politicians. They just won’t let go of their power even though their time has passed.

These are the people who have come up with policies that make you feel like this is the way the world is. I hope I can convince you that it doesn’t have to be this way. This isn’t the way our country has always been. We don’t have to keep these people in power. Actions have consequences. Votes have consequences. These people allow crime, looters, squatters, riots, and somebody needs to pay for that.

You say you can’t afford health care. I understand. Since Obamacare passed, the cost of individual health insurance has doubled. You need to remember that politicians promised that if we passed this massive health care overhaul, it would mean a savings of $2,500 per family. You're in school. You must know that $2,500 savings is not the same as an 80% increase. Moreover, the cost of hospital stays is up 210%. I understand when you say you can't afford health care at these costs. Who could afford health care? Who could afford insurance?

The generation coming of age is right to feel frustrated.This mess — with high costs and a massive debt burden — was not of their making.

Iwant to talk to Generation Z. I’ve seen some clips of you complaining about your 9-to-5 jobs on social media and how life is really hard right now. To be honest, my first reaction was, “Suck it up, buttercup. This is what life is really like.” In a sense, that’s true. But in another sense, I think you’re getting a bad rap. You are facing unique problems that my generation didn’t face — problems that my generation had a hand in creating.

But I also think you don’t understand the cause of these problems.

If you end up thinking more collectivism is the solution, then you haven't done enough homework.

I would hate to be in your position. When I was your age, we didn’t have to deal with any of the challenges you’re facing. In one sense, your life has been tough. At the same time, compared to previous generations, your life has been very easy. Everybody was rushing to save you, to protect you. You were coddled, which makes your life harder now.

You’ve grown up with social media and the definition of narcissism: somebody gazing into the pond looking at themselves all the time. I don't mean this as an offense, and I am not just including you in this. We’ve become a culture of narcissists. It’s all about “me, me, me, me.”

You’ve been in territory that my generation never had to enter. You’ve already navigated a landscape that we didn't have to, where nothing is true, and you can’t trust anybody. I wouldn’t trust anybody either if I were in your position. But I do know a few things to be true and a couple of things I can trust.

First, life is worth it. ≈

Second, life is not about stuff. As a guy who is kind of a pack rat, I can tell you that none of that stuff will create happiness in your life. In fact, I think your generation has a better handle on happiness in some ways than anybody in mine. You’re starting to realize that pharmaceuticals may not be as good as natural solutions in a lot of situations, that the huge house may not be as satisfying as just having a smaller house, that living your life instead of having to work all the time may be a better way to live.

I want to talk to those of you who feel like it’s not worth even trying to go to work because you’ll never get anywhere. You work 40 hours a week or more, and you still can't afford a place to live. You’re still living with your parents. You can’t afford food. I think you're right to feel frustrated because the problems you're facing weren't always the case.

I blame a lot of the current problems we’re facing today on the hippies. That may be wrong, but I hate hippies. Hippies have been screwing things up since the 1960s. While on their socialist march, they have become everything that they said they were against: lying, greedy politicians. ≈

These are the people who have come up with policies that make you feel like this is the way the world is. I hope I can convince you that it doesn’t have to be this way. This isn’t the way our country has always been. We don’t have to keep these people in power. Actions have consequences. Votes have consequences. These people allow crime, looters, squatters, riots, and somebody needs to pay for that.

If you end up thinking more collectivism is the solution, then you haven't done enough homework.

You say you can’t afford health care. I understand. Since Obamacare passed, the cost of individual health insurance has doubled. You need to remember that politicians promised that if we passed this massive health care overhaul, it would mean a savings of $2,500 per family. You're in school. You must know that $2,500 savings is not the same as an 80% increase. Moreover, the cost of hospital stays is up 210%. I understand when you say you can't afford health care at these costs. Who could afford health care? Who could afford insurance?

You are also starting your life with thousands of dollars in debt. Your parents didn't have that burden. People used to be able to work their way through college and graduate debt-free. Others were able to get jobs that quickly paid off their debt. You can't do that now. Once the government said that they were going to guarantee all student loans, university costs skyrocketed, and it hasn't stopped. You can thank the progressive President Lyndon B. Johnson for that.

The people who created this mess cannot fix it. But it can be fixed.

You are also starting your life with thousands of dollars in debt. Your parents didn't have that burden. People used to be able to work their way through college and graduate debt-free. Others were able to get jobs that quickly paid off their debt. You can't do that now. Once the government said that they were going to guarantee all student loans, university costs skyrocketed, and it hasn't stopped. You can thank the progressive President Lyndon B. Johnson for that.

Once the government said that they were going to guarantee everybody’s college tuition, universities found out that they could just charge more because the government would give you virtually any amount in your loan. And they have been charging more and more ever since. In 1965, the average college tuition was $450 a year. Adjusted to inflation, that's $4,000 a year. You're currently paying an average of $26,000 a year as opposed to the inflation-adjusted $4,000.

What happened? The answer is always the same: government regulations. Gas is up. Why? Government regulations. Can't afford a house? Well, that's due to several things. Many of them revolve around the fed and our national debt. But the simple answer is the same: government regulations.

Moreover, the U.S. government has run a staggering national debt. We have been concerned about it forever, but the people in power haven't been listening to your mom and dad and people like me. A lot of other people just thought, "Oh, well. We could get away with it. We're the United States of America, after all. Somehow or another, it will all work out."

People like me have been saying, "No. We can't pass this on to our children." You're now seeing what we have passed on. When you say that the adults are responsible for creating this world of problems, in some ways, you’re right. We were lied to, and as many people do, they want to believe the lie because it makes them feel better.

There are big lies being pushed in your generation as well. You're being told that a man is a woman and a woman is a man. At the same time, you’re being told that gender doesn't even exist at all. It makes us feel better to go along with the lie because we don't want to hurt anyone's feelings.

My generation believed the same kind of lie about our national debt. We were told that we could spend all this money on subsidized programs because it would provide you, our children, with a better life. Some people warned, "Wait, how will they pay this off? This will cost them." We didn't want to believe them. The lie sounded better, and it was easier to believe that than the truth. We never saw the consequences, and even if we did, they were always way out in the future. Nobody wanted to listen to the doomsday people saying, "No. It's going to come faster than you think."

And that time is right now. Our government now is printing $1 trillion every 100 days. That's never been done before. We have more debt than any country has ever had in the history of the world. But we’re not alone. Every country is doing this. They’re going into debt like we’ve never seen before, and we’re all about to pay for that. It’s going to make your life even harder.

There are Democrats and Republicans who still believe in spending all kinds of money and getting us involved in every global conflict. Then there are constitutional conservatives who believe that we should conserve the things that have worked and throw out the things that don’t and follow our Constitution and Bill of Rights. You haven't really learned about those most likely. But you should. All of our problems are caused by the government and the people who feel they can bypass the Constitution. That's what this election is really all about.

You might say, “I don’t really care. I don’t like either of the political parties.” I know a lot of people who don’t like either of them, but one is going to try to cut the size of this government and one is going to spend us into collapse.

The people who created this mess cannot fix it. But it can be fixed. You need to learn enough about the truth, about why this has happened to us, and about how our Constitution lasted longer than any other Constitution in the world. The average is 17 years. This thing has lasted hundreds of years. Why? How? And why is it falling apart today? That's what you should dedicate some of your time to figuring out today.

You can complain about the way things are. I complain. Everybody complains. But don't wallow there. Learn what caused this. And if you end up thinking more collectivism is the solution, then you haven't done enough homework. They always end the same way, and that's exactly where we're headed right now. We can either repeat the dreadful past of nations that have tried it before us, or we can choose freedom, liberty, and prosperity. The ball is in our court.