As Republicans’ effort to resuscitate their plan to “repeal and replace” Obamacare gains momentum, perhaps it would be illuminating to ask someone who is actually insured under Obamacare to share his or her perspective.
My wife and I are both older than 60. We are in excellent health, not under any prescription drug regimen, and physically active. We live in New Hampshire, which enjoys not only a variety of weather patterns, but a plurality of Obamacare insurance providers.
My wife and I have not benefitted from an employer-provided health insurance plan for more than three years. We have instead obtained our health insurance through Obamacare. To keep the insurance plan, doctors, and hospitals we liked for more than 14 years, our premiums under Obamacare increased 225 percent with deductibles increasing 325 percent.
We couldn’t afford the annual premiums of $22,000, so we were forced to change our doctors and insurance plan. While we managed to reduce our premiums, we lost significant choice in hospitals and were subjected to ever-increasing deductibles.