RADIOMarch 27, 2023

EXPLAINED: How the Fed’s FedNow program WILL end in a CBDC

The Federal Reserve’s new service for banks, called FedNow, promises increased flexibility, faster transactions, and instant payments with one, small cost: The potential END to your financial freedom. In this clip, Glenn is joined by Justin Haskins, co-author of their new book, ‘Dark Future.’ Haskins explains how — despite what the Federal Reserve may say — this new service is NOT an alternative to a Central Bank Digital Currency (CBDC)…rather, it’s a giant stepping stone toward it. Watch Glenn tackle this topic further in his upcoming Glenn TV Wednesday Night Special, airing on YouTube and BlazeTV.com on March 29th.

Transcript

Below is a rush transcript that may contain errors

GLENN: Justin Haskins is with us. Justin is the -- he's with the socialism research center, at the Heartland Institute, where he is the director. He has been working tirelessly on stopping socialism.

He is also -- he was one of our main contributors to our Arguing With Socialists book.

He is also my coauthor of the book, The Great Reset. And our fourth coming book. We're all going to die.

I'm not sure exactly -- what did we name it, Justin?

That was my working title for quite some time.

JUSTIN: Are we telling people? Is this the first time?

GLENN: I don't know. Can we?

Check Amazon, see if it's up for sale.
If it's up for sale, we'll announce it. It's supposed to be in the next few days.

JUSTIN: The name of the book.

GLENN: Don't say it. Don't say it.

So, Justin, you wrote to me something kind of disturbing.

Last hour, I played these happy little commercials from the Federal Reserve about the Fed Now.

It's a new service for all of the banks, which will -- which will make the transfer of funds, you know, whether you're out shopping or you're a business owner, or you're doing bank-to-bank transactions.

You just run everything through the Federal Reserve, and it will happen fast. And I thought --

JUSTIN: Yeah. Isn't that exciting?

GLENN: Very exciting. Now, they're claiming that this is the alternative to a CBDC, which is a Central Bank Digital Currency.

It doesn't really sound so much like an alternative, as much as, I don't know, a system to run that on.

JUSTIN: Yeah. Basically, this is -- this is like Jason Buttrill, your head researcher. Because he and I are now best friends. We exchange emails all the time.

He came up with this great analogy.

This is like the drug dealer, who is new on the block. And he will not just start injecting people with heroin. That's not how you sell lots of drugs. That's not how you do it.

First, you get them hooked.

You just give them a little taste. And then after they get a little taste, now they're hooked. Then you can start really pushing the hard stuff. That's what this is all about.

The Federal Reserve is basically a drug pusher. Okay?

And this is the start of it.

Normally, regular folks like you and me, and people in the audience, we don't interact with the fed. We're not used to that.

We don't like the fed.

We don't trust them very much. And so what they want to say is, just have a little taste. You'll see. It will be great.

Just have a little taste. This is a steppingstone to a CBDC.

This is our first interaction to using the fed directly.

So that we can become more comfortable with it. So it's normalized. And then after this, you'll get a central bank digital currency.

We already know this, because there's a billion government reports talking about how they'll design it, what it will look like.

Why people should use it.

What the principles should be, behind it. All of that kind of stuff.

So we know a CBDC is coming. This is just the first step in that process, to try to normalize people interacting directly with the fed in this sort of high-tech instant transfer payment portal.

GLENN: So we've been talking about the uniform commercial code, which is complicated. And it's -- it's usually nothing anyone should ever have to think about. However, they have included central bank digital currency as the new definition of money.

But money makes us think of money, that you can take from the bank. That you own it. You get paid. You get to do what you want with it.

But central bank digital currency, is not really money. Correct?

JUSTIN: Yeah. What's happening in more than 20 states across the country right now, and it's going to happen in all 50 states eventually. Is lawmakers are looking at updating the Uniform Commercial Code so that a foundation is being laid for a future central bank digital currency.

And not just any kind of central bank digital currency, but a central bank digital currency that is programmable, trackable. That you won't have any privacy with the things that you're doing with the CBDC, that it can be controlled and manipulated. This kind of thing is being manipulated into the code. They don't use the world central bank digital currency. But they outline it, in such a way so that that has to be what they're talking about. So it's not creating the CBDC. That's not what this is aiming to do. It's just laying the foundation to make it easier to use it in certain kinds of commercial transactions.

GLENN: So people know, and this is what you really have to understand. This is not like Bitcoin.

Bitcoin is such a danger, because you get to do with it, what you want to do with it.

And the Federal Reserve is not aware of anything, and can't do anything.

You have the ultimate power with your money. The opposite is true with the fed coin, that they will be introducing. And this is what makes it so dangerous. Not just the tracking.

They're not -- they will not just know absolutely everything that you spend. But Justin said a key word that most people don't really understand. It's programmable. Meaning, it is programmable for the individual. So, in other words, if the government decides that they're going to -- you know, we need to get -- we need to cut down on fat, fat, fatties. Then my digital coin, will not allow me to buy fatty foods. I wouldn't be able to go to McDonald's. I'm using this as an example. There's not anything in the works to do this.

Except, this is what programmable means. They can program it, so if they say, you know what, nobody is going to work. You're not an essential employee.

Your coin will not buy gas.

So you can go to -- try to fill up. But when you put your digital card in the fed, it will say denied. And you won't have any way, other than that card, to be able to buy what you need. It's absolute control of your life.

JUSTIN: Yes. That is exactly right.

And there actually have been things. Statements that have been made by the Biden administration itself. Where it is said, as part of its reports, studying CBDCs and the benefits of it. And how it would be designed.

If they were to make a CBDC, even though they've haven't committed to doing that exactly. They have done all of the groundwork for it.

They've said flatout, that a CBDC needs to account for climate change. It needs to have financial inclusion built into it.

It needs to have equity built into it.

It needs to have concerns about pollution, built into it. They have worked with hundreds of stakeholders. And we all know what that means. Nonprofit groups. And labor organizations and others.

GLENN: Community activists.

JUSTIN: To help design the CBDC. So why are they doing all of that? Because it is going to be programmed, so that you can use it in certain ways, so that it can be prohibited in other ways.

And it can change on a dime. See, that's the other important thing.

It's not -- when it's programmable, they can change the rules whenever they want. It's not as though, they set the rules at the beginning, and that's the rules forever.

They can change the rules as they go. That's the threat of a programmable currency. So it's a huge threat to liberty.

GLENN: And all they will concentrate on is the one fact, and mark my words, this is the way it's going to happen.

We'll have a banking collapse.

Because there's a banking collapse, that will cause the dollar to skyrocket in inflation, possibly hyperinflation. Because you won't be able to have a supply chain anymore.

So many people will be unemployed. There's so much money awash, that if you want to buy something, well, you have 100 bucks?

Yeah. I'll buy that for $100. And it might be something that was worth $4 before the collapse.

And people will pay it. Hyperinflation will go crazy.

The fed will say, look, we have to stop it. Inflation is too much.

We will give you digital currency. It's already in a bank with your name.

All you have to do is sign in, and it will give you the money. And that is what will change inflation.

How do we know about that? Because we wrote about it, in a arguing -- I believe it was in Arguing with Socialists. A chapter we almost didn't put in about Modern Monetary theory. And Modern Monetary theory, is what we're operating on.

We can spend as much money as we want, don't worry about inflation. If they have digital control of everyone's spending.

JUSTIN: Right. Exactly right. We talked about it both in Arguing with Socialists and The Great Reset.

It's a huge part of both socialist plans and Great Reset's elites plans. And those are not necessarily the same group. But there's no doubt about it, that that's the goal.

So why are there 20-some-odd states in the United States right now? Many of them are red states. Texas, Kentucky, Arizona, Oklahoma, North Dakota, Missouri, Montana, Arkansas, et cetera.

Why are they all doing whatever they possibly can, on the UCC code, updating it to make it at least a little bit easier for a CBDC to be utilized in the future. When a CBDC doesn't even exist yet.

Why would they be doing that? That is a really, really important question. But it's much worse than everything we've said so far.

And that's -- having worked with these lawmakers across the country. We have started to discover things in the UCC.

In the commercial code, that are incredibly, incredibly disturbing. Things that most of us just didn't realize were true. And if CBDC's happen, we're in for a world of hurt, that we didn't see coming.

And the reason for that, is under commercial code. When you take money, like if you have cash right now, under the current code. And you go to the bank, and you put money into the bank.

That money is no longer your money. That money is actually now owned by the bank.

GLENN: Hang on just a second.

This is why you -- and this changed. Part of this changed in 2008. You are the lender of last resort, right?

You are the last person in line, to get money, if you have deposited into the bank. Because the bank, when you give them that money, and deposit it. They are then taking that money.

They don't have to ask for permission to loan it out.

They take that money as theirs. And they loan it out.

So what happens to your money?

Well, you don't have money. You -- what you have is a number in the bank, that the bank can now give back to you, or if they go belly-up? Well, then, you lose your money because it wasn't yours anyway. Correct?

JUSTIN: Yes. It's not your money. It's owned by the bank now.

Now, you can go to the bank and say, I want my money back. And then they hand you the money in cash, and you can walk out the door. And that money is yours.

You own that money. But here's the thing about a central bank digital currency: And this is what we're beginning to learn.

How the commercial code deals with that. When you -- you can't put Central Bank Digital Dollars, okay? Digital fed coin. You can't put that in your pocket, and walk out the door. Can you?

It has to be somewhere. It can't be in your actual possession. And because of that --

GLENN: Well, wait. Bitcoin, you can put on a thumb drive. And so you can walk away with it. But digital currency, central bank, no.

JUSTIN: Yes. Correct. They're not going to design it so you can put it into a hard drive or something like that.

But even if -- even if they did, the uniform -- that's why they're updating the uniform commercial code the way they are.

They're putting rules into place, so that you could use a CBDC, even if it is possible to download it on to a hard drive or something like that.

But the layers behind the uniform commercial code, acknowledge in their various meetings and comments and other things, that it's highly unlikely that a CBDC would ever be designed in that way.

It's not -- you will have to put it into some kind of account. So what does that mean?

What it means in effect is that all of the money. All of the CBDC money that exists in society. Will be owned by whoever owns the account.

Which means the fed, or the bank. Or whoever is designated by the Federal Reserve Bank to operate that system.

But you, the individual person, will not own the money.

The money will belong to someone else. It will not belong to you. You will not own it. Under the commercial code, as it is written right now.

Forget about what they're advising it to. Under right now, you would not own any money.

It would all belong to someone else. So forget about whether it's programmable from a design perspective. In practice, it will not be your money anyway.

And so how can you not think of that famous article for the World Economic Forum, we've talked about a thousand times.

In the future, you will own nothing.

And you will have no privacy. Well, it seems like that's what the purpose of this is. So it is not enough to simply kill the UCC bill updates that we're talking about all across the country. That is essential. But we need to do more than that. We need to rewrite that code so that CBDCs cannot be used in a variety of other contexts as well.

GLENN: All right. Stand by. Stand by.

I think that we have to -- we have to really, truly get down to a basic line here, that you have to do in your own state.

And I'm not sure. And I want to talk to Justin. That the UCC code is enough.

And we'll talk about it here, in just 60 seconds.

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GLENN: All right. Justin, we have -- we have been talking about the UCC code. And we've been telling people not to allow it to pass. Now you've been working with legislatures, all over the country. And these legislators are telling you, no. There's much more to the code. We have to change it.

Would it be better just to go for states passing law, that CBDCs can't be used for commerce?

JUSTIN: So it's a really complicated question because there are all sorts of issues related to the Constitution and who has the authority to regulate money.

And whether or not a state can even pass a law, that outright rejects the use of -- of an established form of money, at the federal level.

Because it's a federal responsibility, to coin money.

Of course, there are people who say, well, yeah. But coining money means physical money, not digital money.

And so maybe they are allowed to do it. And so I think there are a lot of open questions about that, that we don't necessarily know.

I think that the most effective thing that legislators can do.

And legislators actually do not know a lot of the things I've told you today. I've gotten that from a lot of UCC lawyers, actually.

But what they need to do. They need to focus first, in my opinion.

I think Americans would be much better off, if lawmakers killed the UCC bills. Okay?

If they killed the UCC bills to update them right now, they would be much better off.

But then they also need to update the UCC and all other state laws that they can possibly find, in ways, that would make it so that a central bank digital currency, is undermined in the state, in financial transactions.

For example, can you use a CBDC? A programmable digital currency, when you're using -- for collateral and a loan, let's say.

Okay?

State laws dictate some of that, and they can undermine that.

They can do things like that, to undermine the use of a CBDC, and I think that's what they have to do.

100% of FAKE Applications Were Approved! - The Obamacare Scandal that MUST Be Prosecuted

A new GAO report reveals that 100% of fake Obamacare applicants—fake names, fake Social Security numbers, even dead people—were approved for taxpayer-funded subsidies, exposing a system so bloated and politically insulated that fraud has become indistinguishable from function. Tens of thousands of phantom identities received coverage, billions were lost through COVID-era credits, and yet no one in Washington is being held accountable. This isn’t a clerical error—it’s a national crisis. When fraud is routine and oversight is nonexistent, the question becomes unavoidable: is this incompetence or a system designed to fail?

Transcript

Below is a rush transcript that may contain errors

GLENN: There is a story going on right now. That -- that shows you what happens when a government grows so massive, so unaccountable, so convinced of its own benevolence. That it can no longer tell the difference between literally the living and the dead.

Now, I want to preface this with I want to give everybody the benefit of the doubt here. But I'm not sure they deserve it.

Let me give you the facts. We now have, in black and white, a new accountability government office report.

It's not some blogger in the basement. You know, this is not me saying it. This is GAO. And it shows that faith people. Phony Social Security numbers. And even the dear departed, were routinely approved for taxpayer funded Obamacare subsidies. Now, I emphasize the word routinely, because what I mean by that is 100 percent of the GAO's fictitious applications were approved.

100 percent!

Every single one that was fake was approved.

Okay?

You could -- honestly, you could have taken a napkin and scribbled the words John Doe. Totally real citizen. Thrown some numbers up for a Social Security number. That you pulled out of a fortune cookie, and the federal government would have said, you've got to send this guy a check.

It says right here, he's a citizen here. They would have sent tens of thousands of dollars to your insurance company to reward the fraud.

Okay? This is not a glitch. This is not a clerical error. This is massive fraud.

Once again. Systemic failure engineered, by design. Protected by politicians and politics.

Funded by your sweat. How long do you have to work every day, to pay for just the fraud?

I mean, it is getting to the point to where it's -- it's obscene.

And honestly, if I don't start seeing people go to jail, I said this -- I will start saying this every day now for the next couple of weeks.
I said at the beginning of the Trump administration.

And when they appointed Pam Bondi, I'm not going to give Pam all the room she needs for a year.

Because you just don't throw prosecutions together. Okay?

But I have seen these investigations going on now, for a year. I have seen these investigations going on in Congress for, what?

Two years! It was happening during their -- the last Trump administration. And it's happening now. I've seen Congress do these investigations. I haven't seen a single person's go to jail. What the hell are you spending my money on? Are you just chasing smoke? Because that's what it seems like, except you keep coming out and saying, oh, my gosh, look at this, look at this. But I never see a name attached to it, and that name also, attached to an indictment.

And I'm sorry. But on the year anniversary, I'm -- I'm going to start coming after Pam Bondi and the DOJ. Because enough is enough. How much time do you need? There's obvious problems here. On multiple fronts. Not just this. And I am really happy to see the DOJ and everybody else, come after, for instance, everybody who was guilty in Minnesota. I want to see jail time. You've taken a billion dollars of the taxpayer's money, and you have just given it away. And in many cases, to terrorists! You've taken literally food out of the mouth of children. You have taken money that was supposed to go for kids with autism. And you've sent it over to Somalia, to Al-Shabaab.

I don't know. I think some people should go to jail.

And I am not happy, if it's just the people who are at the low end.

I want to see the names that excused it, that covered it up. Because you don't get away with a billion dollar heist. And then this is just one. This is just one. You don't get away with these, without protection high above.

Okay?

So let me go back to what the GAO found here. This is not Minnesota. This is another case, okay?

This is Obamacare. Every fake identity submitted in 2024 was approved. Eighteen out of 20 fake people were still getting subsidized coverage the following year. So they got coverage the first year. They still were getting coverage the next year. One Social Security number, just one, was used for the equivalent of 71 years of coverage in one single year.

So they've got coverage that you -- it would take you 71 years to be able to amass. They got it in one year. That's one Social Security number. 66,000 Social Security numbers received subsidies, didn't match a single living person. 66,000.

58,000 matched Social Security death records. So 66,000 didn't exist. 58,000 did exist. But they weren't out dead, God rest their souls. They didn't need health insurance. Okay. Know

There's upwards of 6 million people who aren't actually within the income category that they're claiming credits as if they were in that income category. Yeah. I -- I don't make enough money, so I should get this.

Oh, really? Except, you do make that amount of money. In certain states, there are three to four times as many people enrolled in 100 to 150 percent of the poverty rate in those $0 plans. There's three to four times as many people enrolled in those states that actually exist in those states.
Three to four times. How do you make that error?

How's this happen?

So these COVID credits have just produced upward of 27 to $30 billion in fraud. This is just in Obamacare. That's it! Oh. But this is going to reduce -- this is going to reduce your payments.

No. It didn't. In fact, now it's just pushing us deeper and deeper into debt. Just in a deeper way than we project. This is not about health care. This is about national survival or national suicide. Which do you choose?

This is about a government program that is so unbelievably bloated. So politically insulated. That they become impossible to distinguish fraud from function.

Hmm.

But maybe that's the point.

That possible?

Glenn Beck Warns of Dangerous Flaw in Proposed Trump Accounts

Glenn Beck breaks down the newly proposed “Trump Accounts” and explains why this seemingly good idea hides a dangerous flaw that America has seen before. Drawing parallels to Thomas Paine’s rejected 1797 proposal and the Founders’ refusal to endorse redistribution, Glenn warns that once a federal entitlement is created, it never stops expanding, especially once future administrations take control. He argues that this is a line the Right cannot cross without paying a heavy price in the future. Is America about to open a door it can’t close...

Transcript

Below is a rush transcript that may contain errors

GLENN: I want to talk about the Trump, you know, savings account or what is that called. Savings. Trump accounts. I -- I want to talk to somebody. And so they're -- they're lining up today, hopefully for the show today. They're lining up the person that actually was the designer of these Trump accounts.

And I want to -- I want to ask him about, what's the difference between this and Thomas Paine?

You know, Thomas Paine. Do you know what it was called? When he -- he suggested it in 1797 and it was basically a Trump account. When you turned -- and, I think, let me look at this here.

Was it 1521? I can't remember.
Yeah, at age 21, for a start-in life, you got 15 pounds. That's about $3,000 today.

Then you get 10 pounds per year after 50, for a retirement.

The problem was, the Founders, they rejected this -- just, right wholesale. Just nope!
It didn't get very far. And that's because they were like, no, you're raising taxes. On, what? Inheritance.

If you had money, they wanted to add a 10 percent tax to what you were going to pass to your children. So then that would go to others. And they were like, that's redistribution of wealth. We have no right to do that. No right to do that.

At all. So, no. We're not doing it. But you know what they called it?

You know what Thomas Paine called it? You want to talk about things just repeating over and over and over again.

He called it agrarian justice. It was social justice.

It was farm justice. Land justice.

Isn't that incredible?

STU: Yeah. The whole thing makes me very nervous.

I have to be honest with you.

You go back, obviously to the historical basis of it.

It doesn't seem. Like, a founder liked it.

It's not without any bases in our history.

GLENN: Thomas Paine was not a founder.

No. No. No.

It's very -- and I learned this.

It's actually a tight group. To be a Founder, you had to be one of them that signed the Declaration of Independence, or helped write it.

And also, the Constitution!

So to be a Founder, you had to be involved in one of those two moments. And he wasn't.

He was very important.

STU: Okay.

GLENN: But he was not a Founder.

STU: I do think of him in that category.

As an influence. But not maybe technically accurate.

GLENN: Influence. Okay.

STU: I think about the modern consequences of it as well.

Because, yeah. Sure, we can say it's a thousand dollars now. What happens when God, Gavin Newsom gets control of this program. What happens when, you know, some leftist, they're going to -- every Congress is going to have a new argument about how they want to expand that accounts. Not thousands. It's 3500. It's 6200. It's 8500. It will continue to go up, year after year after year after year. And it will be almost impossible to oppose.

GLENN: So here's where it did pass. It passed in the 1860s. Something like his agrarian justice passed. But it was called the homestead act.

And that was different because we wanted to settle the West. We had all of this land. We wanted to settle. And so we would give you the land. But you had to work and improve the land.

So the government. The country got something out of it. We had all this land, you can go settle it.

You can have a plot of land. However many acres. But you have to do something with it. You have to improve the land, because that will improve everybody ever seen lot in life. Okay?

The next thing that we did that was like this, was GI Bill.

But if you were in war, you got education. You did something for that. You weren't just born.

That's the problem with these things.

You can't just say no. Because then it becomes a right. And rights continue to grow and grow and grow. Rights are given by God. You don't have a right to this.

STU: Is there a reason -- there's a reason why the left keeps saying health care is a right. Right?

GLENN: Yeah, exactly right.

STU: Because once people are convinced of that, they can grow it to any level -- and have any level of control over you and your money.

GLENN: Yep. Yep.

STU: But there is a movement on the right, that is relatively defined at this point. I'm curious to see where Mike Lee is on the accounts. Senator Mike Lee from Utah, at times, talks about certain tax breaks, making for families and trying to improve those. And his -- the opinion there. And I think this is a growing movement on the right. Which is, we need to take steps through the government, to encourage the nuclear family.

To encourage things we think are good. Right?

The government should step in and work toward goals, that are -- that we believe are good. Rather than just letting the free market kind of run itself. And that's been a debate on the right obviously. That's been going on for the past few years. Do you happen to know where Mike Lee is on that?

GLENN: I just texted him. I'll see if he texted me back there.

STU: I was going to Google it. I'll just text him. That's much better.

GLENN: I guess I could Google.

STU: Yeah, no.

GLENN: He's probably like, why don't you just Google it?

STU: That --

GLENN: It will be easier to have you write it to me.

STU: It is an interesting thought. Because I think the motivation here by Trump is -- is good, right?

He's trying to say, hey, kids, get a positive start in life.

GLENN: No.

STU: Obviously savings is good. Sometimes parents start off on the wrong foot, they're not able to save for their kids. I get the motivation being good. Obviously, we could see how this spirals out of control. It's not the way the government is supposed to run in my view. The concern level for me on these is massively high.

GLENN: And rightfully so. Because you're absolutely right. What it starts as is not necessarily what it's going to end as.
And what other doors open up because of this.

And that's -- that's my biggest concern -- so he says I haven't spoken about them.

STU: Yeah.

GLENN: But between you and me. So I'm not going to tell you. Between you and me.

STU: I was going to say, please just don't just read this text cold.

GLENN: No. When we get into the break, I'll write it back. With what can I say about your opinion?

STU: Yeah. That's interesting.

GLENN: It's the interesting. What I'm reading from him is actually interesting.

STU: Tilt that screen.

GLENN: Yeah. Thank you. Thank you.

But, anyway, yeah.

I mean, the -- the idea is noble. And it is good.

It's -- it's honestly.

It's -- it's a little like getting rid of the filibuster.

If you return the filibuster back to what it was, before the progressives destroyed it. So you had to stand up, and you had to make your case.

And as long as you could stand there, you can make your case, and you can stop things. But the progressives got rid of all that. Okay?

Now, you don't even have to stand there.

Just vote on a filibuster.

Yeah. I don't even know. But if you want to return it to the way it was. Which was nothing, but a break. It was not a stop.

It was a break.

So you could -- you could slow the system down, so people could go, wait a minute. Wait a minute. Wait a minute.

I disagree with this. You know, let's -- let's rally the people. And let's rethink this.

That's good.

But to get rid of it, it might be good for us right now. I can guarantee you, it will be very bad for us in the future.

Because you're not going to have control of the House and the Senate.

You're just not. And when they have it, I mean, that's what they wanted to do. And we were against it. And we were against it because we know what they would have done with it. Well, you're going to have it. And then, what?

And then when you lose it, what do you think they're going to do with it?

You just can't cross these lines. Because it -- it will come back to roost with you. And you won't like it. This is why -- this is -- we say this all the time.

You can't -- the Constitution cuts both ways. You know it's Constitutional -- you know, when you look at something and go, oh, I really want that to happen, but it's not constitutional. Okay.

Then we don't do it. Because the Constitution will slap you in the face sometimes. And be your best friend the other time. It cuts both ways. It doesn't cut the way you always want it to.

That's the problem. People try to make the Constitution. And our system into something that always serves us.

Well, it doesn't.

It will serve the other side. It will serf the purpose that is across to your purpose every once in a while.

But it's steadfast.

It's always based on something real, and eternal. Not your emotions. Not what you want to happen. But what is the best system of fairness man has ever devised. And once you start getting into the mix of that. You are going to screw everything up.

And that is why our country is in the mess it's in.

STU: I think, Glenn, too. When you break the seal for a thing like Trump accounts. You just wind up with all.

Medicare is a good example of this to me.

Medicare is this program. Obviously, even though a Democrat started it. Like, in theory, outside of their behind the scenes motivation of wanting to expand the government and all of that.
Of course, it's a good motivation for health care for seniors. Right? Of course.

GLENN: Yes. Yes.

STU: And also, I will say this, you know, when Medicare Part D comes out.

Which is the medicine, prescription drugs.

And that was a massive expansion of Medicare. That happened under a Republican.

And while I don't want that massive expansion, once you have Medicare, how is there not a Medicare part D? How is there not a prescription drug part of it?

GLENN: So that is my case, and we're seeing it now. Once you have Obamacare. Once you have universal.

Then you have the right to tell people. You must tell people, you can't have that food!

You can't have it. Because it's costing all of us money.

Your health is now -- it now involves all of us.

So now, how do you have that? It's just this horrible slope, that once you start going down. It's logical. You just to have logically think it all the way through. And not say, that will never happen.

Because it always does.

PREVIEW: George AI tells me the ONLY way to SAVE America

Glenn Beck previews his upcoming interview with George AI, an artificial intelligence he's creating for The Torch using ONLY writings from the founding era. And George has some incredible advice for how to save America ...

Transcript

Below is a rush transcript that may contain errors

GLENN: Welcome to the Glenn Beck Program. I was at Mar-a-Lago last night. I've been trying to help raise funds for several organizations. I've been speaking at several fundraisers at Mar-a-Lago over the last couple of weeks. And it's -- it's an amazing thing to see how many people are just deeply, deeply engaged in saving our nation. And, you know -- you know, our -- our life. Our -- our fortune, and our sacred honor, comes to -- comes to mind.

The denegation of people. Last night, I was there, for the American Journey Experience. Which is an offshoot of Mercury One.

It's our history section. We announce that we are building a museum. A brick and mortar museum. We begin early next year.

And we had some really exciting things to say about that. We'll give you updates on that, as it goes. But we would love to have -- right now, you can come into a very small museum. I think we have -- I don't know. Maybe 10,000 square feet. I think our vault is 5,000 square feet. And, you know, we invite people in to see some of the things.

It's really by invitation only. Or if you call Mercury One, you can get in. But we will open up the museum. And it's not just a museum, it's also the teaching center.

So we were talking about that last night, and last night, I introduced for the first time, George AI. The interaction that I had with AI. Now, remember, this is proprietary technology. And information.

This is based on the library, that we have. Which is the third largest collection of founding documents in the world.

Only behind the national archives, and the library of Congress.

And it's all original sources. So it's all the writings of the Founders. All of the -- all of the writings that influence them. That we know, from their writing, they read this. Or they were basing these things on these different items.

It's the Federalist papers. It's all of the documents. It's all of their letters to each other. It's their personal writings.

It's the Bible. It's Blackstone's law. It's all of the things that they had access to that influenced them.

In a positive way, to build America. And we have George, which is the librarian.

And George is going to be a -- a system that will be able to give you answers to things.

And show you the actual documents.

But will be able to speak to you, in your own language. If you try to read the Founders now, it's so hard!

Because they were so smart! They're using words, like, I don't even know what that means.

And when you read the Founders, you usually to have read it with a dictionary, side by side.

It's difficult. And their language is so formal.

So it's hard for us to relate to them. But all of the knowledge, this deep, deep knowledge is there from these guys.

Ritually, they wrote.

I'm trying to remember, is it George Washington?

One of them wrote at a 70th grade level.

Seventieth grade. You know, and so they're just way advanced. Way advanced. We put all of this information into our own system. This is an AI system built by me and my team.

And it has pretty much like, if you will, an electric fence around it. It cannot go and pull information from the outside. And mix it, with the information from the inside. So it can go and we can import things and say, hey. I want you to look at this bill, and tell me, is this bill even constitutional?

What would the Founders even say about this bill?

And it will look at that bill, and then it will go through all of their, you know, discussions and everything else. Everything that is in that system, memorized from start to finish. Which starts hallucinations. And it will analyze that bill. Or it will analyze that story.

Or you can say, hey. I want my kids to understand the Bill of Rights.

In George AI, right now, is I don't even know how many thousands of sermons there are, from the pulpit, where the churches where these guys attended.

Because almost everything from the declaration and Bill of Rights came from the pulpits.

And it's amazing, when you read some of these sermons that these guys gave.

It will be on, you know, the right to life, liberty, and property.

I mean, that will be the sermon.

And today, everybody will be like, oh, I can't say that from the pulpit.

We have all these sermons that our laws were based on. These whys were based on.

And so you can ask him anything.

And so when you sit down, for the very time, and you're going to talk to George Washington or a reasonable facsimile of him, when you ask him -- my question was, we fed in all the conditions of what's happening in America today. And I wanted to have a conversation. And here's a bit of the very first conversation with George AI. Listen.

VOICE: George, we have programmed a lot of information and given you a lot of information on what's going on in today's America. Based on your writing and the writings of the rest of the Founders, what do you feel like is the biggest problem or where we should start to fix things?

VOICE: If I may speak plainly, my countrymen, the danger -- the greatest danger in our republic lies not in foreign arms or.

GLENN: May I stop you for a second. Can you dumb it down just a little bit.

VOICE: Okay. I do have 29 points and they're all referenced to exactly what we said in the past.

VOICE: Just in today's language. Okay. Okay. I get it.

Let me speak to Americans. If I'm honest, America's biggest problem isn't political or economic. It's all moral. You've drifted from the virtues that make liberty possible in the first place. Freedom. To be free, you have to discipline. You have to have faith. You have to have character.

And if you don't have any of those things, laws -- laws can't stop anything. And I mean little government terms, either weak or oppressive.

You have grown skeptical of truth. You're reckless with debt. You're comfortable blaming instead of building anything. And this my time, we've understood that self-governance begins with self-control. Do you even recognize what self-control is?

Public virtue matters more than public opinion. You keep electing these people, expecting things to change, but you haven't changed. The fix is not going to be found in Washington, DC. It's going to be found in every home, every school, every heart.

You know, where are the citizens who value duty over comfort? Principle over popularity?

America was built to be a moral and self-governing nation. It's only that foundation that will still save her.
(music)

GLENN: Beginning January 5th, on the Torch. You can find information at Glenn Beck.com. You'll notice he started speaking. Because this is what you will see. At the beginning, I will have to do the interviews with him. Because compute power is so expensive.

And we'll ask you to write in. In fact, you can do it now. The Torch at GlennBeck.com.

What would you like to learn from the Founders. What would you like the children to learn from the Founders.

Would you like a posts from the Founders, on the Bill of Rights, or the Federalist papers. Or whatever.

What would you ask, if you could ask the Founders a question, what would you ask them.

At the beginning, because of compute power, we will be feeding those in. Examine then producing and rolling out every day, different podcasts or answers or whatever, from George AI. I -- I pray and I hope, and I'm -- and I'm -- I have pretty good advisers on what we're going to be able to do. And it depends on how many people are -- are using it. And -- and, you know, if we get people to help us in support.

Compute power, the cost of it will go down.

And we'll be able to afford bigger amounts of compute. And you'll be able to have a one-on-one conversation like I just did. Have a one-on-one conversation, and you'll notice at the beginning, he came out. Because this is the way. It's trained to give you the actual verbiage. And when he said, I have 29 points. Believe me, because we edited there. He went on.

And, oh, my gosh.

It gets tedious. But he has the 29 points. He can show you the documents. And it's all in his language. Or you can do what I did and say, just speak in language. Dumb this done. This needs to be understood by an 8-year-old.

And it will continue to adjust. You'll eventually, hopefully in the first year in 2026 for the 250th anniversary, you will be -- you will be able to say, I have a 15-minute commute, and I'm taking my kids to school every day. And it takes me 15 minutes to drive to solo.

And they need to understand, whatever it is.

They need to understand the civic responsibilities, they need to understand the
responsibility part of our rights.

Whatever it is. Can you develop a podcast? I need them to understand the Bill of Rights, so I would like to do it in the next ten days.

And it needs to be no longer each episode. Each episode needs to be no longer than 14 minutes. So you get into the car. And it's 14 minutes.

Eventually, when it's coming to you live, it will ask you questions. At the end, it will finish the podcast.

Then it will ask each member. You can say, I have an 8-year-old. 12-year-old.

And me. And I'm 40.

It will each of you questions, just to gauge, did you understand what was just taught?

And if you don't -- if -- if AI decides you don't really have it, you don't understand the real essence of this, it will then rejigger the next posts. So the next time you're in the car, going to and from school, it will adapt to you, to be able to go back and teach it more clearly.

And it will learn you. So it will learn, ah. The deficit is here. Or they're a more visual learner.

They're more of this kind of learner or whatever. They'll understand in stories or they understand just in facts, whatever. It will understand each member. And it will be able to teach them, directly, in their language.

The way they learn. I hope, this is my goal.

Because I feel like I -- I accomplish what I set out to accomplish with TheBlaze. I feel like I've accomplished that a few years ago, and I'm not good at treading water. And I feel like we accomplished our goal of my goal, at least, was to just open a door that others could walk through.
Open the door.

And show America and show talent, that you can start something yourself. You can do this on your own.

And you can present it in a way, that is just as credible and more -- just as, if not more powerful than any of the networks, and you don't have a boss breathing down your neck. You don't have people that you are having to answer to. You can speak your mind and tell the truth as you understand it and chart your own course. Nobody was doing that when I started TheBlaze.

I mean, the only people that had a spine. A backbone, if you will. A digital backbone, that could provide a live network kind of feed was Major League Baseball. They were the only ones. They were the first in to say, we can do a live sports coverage.

I partnered with Major League Baseball and say, can we use your spine? We want to do live news. We did. This is at a time when Netflix was still sending movies through the mail. Now, look at what's happened. So I think we've disrupted the news industry, we've disrupted all of that, destroyed it and reinvented it. This is my next phase of my life, probably the last chapter of my life. I want to do the same thing and disrupt education and the way we learn, and to show you an ethical way to use AI, one that you will not get lost into, it will always remain a tool in your hands, not the other way around.

FACT-CHECK: Is Tim Walz (politically) RETARDED?

Minnesota Governor Tim Walz is mad that President Trump called him “retarded”, and that now people are driving past his house and calling him a retard. Glenn looks at the cold, hard facts: Is Tim Walz actually retarded…at least politically?

Transcript

Below is a rush transcript that may contain errors

GLENN: You're going to be upset by this. You're going to be seriously upset by this, okay? And I'm going to use -- only because I have to. Only because I have to. And 99 percent of me wants to. Okay. I lied. One hundred and two percent of me wants to use the R-word in this particular case. Tim Walz. Tim Walz is upset because the President has called him retarded.

Now, I think he might be retarded. Now, not necessarily, you know, I don't know what his IQ is. Probably pretty low. But I don't know if he's down to 60. But had you seen PQ is definitely under 60. His political quotient is definitely under 60. You know, the guy, hmm, he's, you know, I put him in the category of -- what was his name? Dean. Howard Dean. Yeah! Remember that guy who walked out. We're going to go to Virginia and Kentucky and Minnesota. Yeah!

And you're like, no. Dude, you just lost. You're not going anywhere past here.

I am not sure that he is clinically retarded. But in the playground sense, he's definitely retarded. You know what I'm saying, Stu?
STU: Yeah. Like how, you know, kids used to say it back in the day. Like that --

GLENN: Yeah, the playground.

STU: That general. Certainly, that definition, it would apply to him, I assume.

GLENN: Right. And, remember, that's the same point to where, all of us heard from our mothers, sticks and stones can break your bones, but words will hurt you. Remember? Remember that one? Remember that -- when you were called retarded or whatever on the playground. And you would go home, they called me retarded. And your mom would look at you like, yeah, well, maybe you are.

Or she just immediately said to you, sticks and stones will breaking just remember that. Just remember that, son. Words can never hurt you.

It doesn't matter what they say about you. We don't say that anymore.

STU: It was pretty good advice. Especially with the internet in mind. I don't think that's what our parents thought of at that time.

But it's much, much worse. And much more people seem to be affected by the words are violence sort of thought process. Like, that is -- that is real these days.

GLENN: I -- I also have a problem with a guy who, you know, surrounds himself with people who call the president a Nazi. I don't know. Which one is worse? A Nazi or a retarded?

STU: Yeah. Nazis were really bad. That's actually a serious accusation.

Fascist is another one.

Pretty serious accusation.

GLENN: Yeah, or just weird.

STU: I was just about to say that. That is exactly the reason he was on the ticket is because he was name-calling other people, and calling them weird.

It was his only qualification outside of he's -- you know, massively inept and corrupt.

All the other things that would, of course, qualify him to be on a democratic ticket. Outside of that. The only reason he stood out from all the other loser Democrats. Is that he said the word weird on TV once.

And Kamala Harris, who has admitted that the reason that she made. Or at least the day she made that decision. She was, quote, unquote, overtired. Why would you point that out?

I don't understand. But that the only theoretical reason he was on the ticket was because he was calling people names. He called them weird.

Which was another school -- was another like school play ground, like insult back in the day.

You're weird.

GLENN: Yeah, weirdo.

STU: Yeah. Weirdo.

Yeah, that was the way it was.

And so he's able to enjoy the benefits of calling people childish names.

But when he gets called those names, it gets really scary for him.

GLENN: I know. Well, he hasn't listened to his mother. He thinks words can actually hurt him.

Now, Stu, do we know, does he agree, does he agree with the -- the state senator that says that Minnesota won't survive without Somalians?

Can we play this, please?

It's cut four.

VOICE: State Senator Zaynab Mohamed said these attacks will stop with Somalis, and their contributions can't easily be erased.

VOICE: We are in every industry. And Minnesota will not be able to survive, nor thrive without Somalis.

STU: Hmm. Really? Is that accurate?

That the -- the state of Minnesota cannot survive without the Somali community.

Now, my understanding was that they are relatively new to the state, which has survived for a very long time before their arrival.

I would also note, Glenn. And you might be able to help me with this one.

This one, we will get deep here. And I understand at times, the audience hears us get deep into science and mathematics.

GLENN: Oh, we're known for that. We're known.

STU: We're known.

And I understand sometimes it will be confusing. You're driving to work. Hearing all these numbers.

Maybe if you looked at them on a spreadsheet, you would be able to recognize what's going on.

When you're in your car, it's hard to internalize all of this.

I'm going to try to lay it out. Because I don't understand it. And maybe you do.

What we understand is about a billion dollars of fraud, not all of it from the Somali community. But the vast majority seemingly coming from the Somali community. And then the comeback to that was that Somali community pays about 67 million dollars in taxes, every year.

So can you do the math on this?

One of the numbers is a billion. And the other one is 67 million.

Which one do you think is more important?

Which one is higher. Do we need to get AI.

GLENN: Tim Walz. Tim Walz.

67 million.

STU: 67 million. Or a billion. That's the question. Which one is larger?

GLENN: Four.

You mean with four?

Four.

STU: Now, if you think about it, Glenn, the first number in both of those. Like 1 billion, the first number is a one.

67 million, the first number is a 6.

GLENN: Six is bigger than one!

STU: Right? Six is bigger than one. Six is bigger than one!

GLENN: That's what's going on here.

GLENN: I would say. I would say, there are 933 reasons to say, anyone who says that that math works out. Is retarded.

Okay? It doesn't work out. Now, look, even though, they generate $500 million every year.

Okay. All right. And then they give back out of that, their taxes. Out of that.

Which this itself, it doesn't make sense to me. $500 million in revenue is what they generate. But then they pay in taxes $67 million. But what we're missing here is the $1 billion of fraudulent money being taken from the taxpayer.

So the 500 million doesn't do anything.

Okay?

STU: Still smaller.

GLENN: Still going to the Somali community.

Half. Half.

Dare I say it. Half of the size of what they just -- yeah. Okay.

I don't know. Can Grok do that? That's like a ten-year problem.

Ten-year problem!

Anyway, you have half. That number doesn't even -- you have 1 billion that's been stolen. 67 million that has been paid in taxes. That leaves $933 million, that is a deficit.

That -- you remain -- $933 million in the hole. I think we can survive without that. You mean -- I mean, sure, we don't get your 500 million.

But that's -- that's okay. That's okay.

Because we would have a billion dollars, that you didn't take.

STU: Yeah. That's right. I think we would be ahead. And, by the way, that's if -- that's if we took every Somali and just lumped them into this, which is not.

I'm sure there are some Somalis that are, you know, part of that 500 million, that are not crooked.

STU: I'm sure.

GLENN: They can stay. They're fine.

STU: I'm certain of that. In fact, I would argue, those are the people likely paying the 67 million people in taxes.

The people who were stealing all the money. Weren't paying taxes on it, which is kind of the problem. In fact, all that money that came from the state was specifically designed so they don't have to pay taxes on it.

The programs were designed, of course, when you're talking about a low income person, right?

You're not going to charge them taxes on their autism treatment. Of course, those weren't really treating kids with autism. So the actual productive members of this society, were instead paying those taxes to fund the corrupt Somalis who were stealing all the money.

And, you know, again, we've made this point a million times. And I think it holds here. Maybe treat people like individuals, right?

Maybe don't -- don't -- people -- there are members of the Somali community, that I'm sure are very important to -- to the -- to the state. They probably are great. Probably great people in that community.

I can tell you, we know with these charges. That there were a lot of people that were not living up to that expectation. Those people should be punished.

We shouldn't hide from it. We shouldn't act as if this isn't a massive problem from this group people. Charge the people responsible for it. Stop acting like we need them to survive. We don't need criminals survive as a country or a state.

GLENN: Let me just -- I have to go back to Tim Walz being upset about the retarded thing.

Play cut two, please.

VOICE: This creates danger. And I'll tell you what, in my time on this, I had never seen this before. People driving by my house and using the R-word in front of people. This is shameful. And I have yet to see an elected official, a Republican-elected official say, that's right. It's shameful. He should not say it.

Look, I'm worried. We know how these things go. They starts with taunts. They turn to violence.

STU: Taunts! Founder of the taunts of weird.

GLENN: That's weird.

STU: Thinks that that taunt can lead to violence. That's so strange.

GLENN: Who is living in the world of, he's a fascist Nazi.

STU: Uh-huh.

GLENN: Okay. Now suddenly, and I've never seen this.

I've never seen anything like this, Stu.

Never seen anything like this. I'm in my house, and people are driving by my house, rolling down their windows, and just screaming "retard" out.

That's going to lead to violence. That's going to lead to violence.

STU: Violence.

GLENN: No. No. It's not nice. And it's wrong. Jesus wouldn't have done it. But I don't think Jesus had to put up with all these retards as politicians, quite honestly.

I mean, I can't -- I can't answer for that. I don't know.

STU: I --

GLENN: I'm not a Biblical scholar or scientist or mathematician.

STU: We've learned that. We can't even tell numbers apart.

GLENN: Yeah.

STU: But I will say, while you're right, it's obviously not -- I wouldn't tell my -- teach my children to behave that way.

GLENN: No. It is shameful. It's not right. It's not right.

STU: I will say, it's wrong to do. I will also say, it's objectively funny, picturing Tim Walz looking out his window and hearing people yell the R-word at him when he's going out to get his mail.

And people -- like, it's an objectively funny scenario.

GLENN: Every time. It is. It is. It is funny.

STU: It's bad. It's wrong that it's funny. But it's objectively funny.

GLENN: No, it's horrible.

STU: But it's objectively funny. There's no way -- there's no way to read it.

Look, I'm sure the left laughed, because -- think of what they did with J.D. Vance. They called him weird, right?

Because he ran, came up from a very poor upbringing. And rose to the levels of -- high levels of wealth and achievement and power.

They called that weird.

GLENN: Yeah. Yeah.

STU: That he loved his family.

And they -- they celebrated.

GLENN: We call that the American dream.

STU: Yeah. That used to be the American dream. Now it's weird. They, of course, yell this all the time.

They make the meme of him looking like you would say, potentially retarded would be the example of the meme they've created, to mock J.D. Vance.

They constantly mock him with this. But that doesn't lead to violence. Calling people Nazis don't lead to violence.

Despite the fact that we have seen the president of the United States, taking a bullet after all of this has happened. We saw a Charlie Kirk get assassinated at a stage. After people said that about him.

But it's the R-word being yelled at Tim Walz when he goes to get -- when he waddles out to get his mail.

That's the thing we're supposed to be concerned about?

No. No.

GLENN: I mean, I don't want to see this in real life. I don't want this to happen.

Because it is wrong. But I do want somebody to create an AI reproduction of just some kids driving by.

And he's in his fuzzy slippers getting newspaper in the morning.

And these kids, like in American graffiti, going, hey, retard.

I mean, I do kind of want to see that. I do. I do. Yeah. It's wrong. It's wrong of me.

All right.