Heartbreaking: Glenn Sheds Tears With Mother Whose Children Were Taken by the State

Oregon couple Amy Fabbrini and Eric Ziegler lost custody of their son Christopher about four years ago, shortly after he was born. Fabbrini gave birth to their second son in February --- and he was taken by the Department of Human Services before leaving the hospital. Fabbrini and Ziegler claim the state took these actions because of their low IQ.

Tuesday on radio, Glenn spoke with Fabbrini and her advocate Sherrene Hagenbach, who was appointed by the state as a volunteer supervisor during the couple's visits with their children. Hagenbach was relieved of her position after siding with the couple. She's on record as saying there's "no sign of abuse" and that Fabbrini is "perfectly qualified to have and hold and love her children."

"I am so bothered by this story. I think you will be, too," Glenn said.

The story unexpectedly hit Glenn hard.

"I don't know what you expected her to sound like, but she sounded perfectly normal to me. She is a mother who loves her children. Sorry this . . . hits close to home. I have a daughter with cerebral palsy who is a wonderful . . . and would make the best mother ever," Glenn said emotionally, following the interview with Fabbrini.

The couple has gone through rigorous testing to prove their competency, but their children remain in foster care, awaiting adoption.


To learn more or get involved:

• Visit Sherrene Hagenbach online at

SIGN THE PETITION to get Christopher and Hunter back in their parents' care

DONATE via GoFundMe to assist with the family's legal expenses

GLENN: In light of Charlie Gard and now Alfie Evans, and in the past, it was Justine Pelletier, governments and hospitals are taking children from their parents. And we want to make sure that you are aware of this. We welcome Sherrene Hagenbach, her mentor, and Amy Fabbrini, the mother who is going through this in Oregon. Amy, how are you?

AMY: I'm doing good. Thank you.

GLENN: Tell me -- tell me what's happening to you and what's happening to your children.

AMY: So Christopher, my oldest, he was taken -- he was taken into CPS custody almost four years ago. And we have been fighting the state for almost four years now to get him back, trying to represent him as best as we can, trying to get our story out there, trying to get a lawyer, an attorney that will represent us in court so we can get our -- get Christopher back. We have a trial coming up in December to terminate our rights for Christopher.

And then Hunter, he was born in February. He was two days old. CPS came. Took him right from the hospital. I didn't even get to bring him home. So since then, we've been fighting for him as well. We've been getting our story out there to try and find someone that can represent us so we can go up against the state to get our kids back. And we just -- we want our story out there so they know that you can get your kids back.

GLENN: Amy, are -- are you a good mom?

AMY: I'm a wonderful mother. I love my boys. I would do anything for my boys.

GLENN: Sorry. This has caught me off guard. I have a daughter of special needs. And so this has caught me off guard. I'm sorry to be emotional with you.

What does it feel like to now have to be on national radio with people discussing your IQ and saying that you're not smart enough to be a mom?

AMY: It's -- it's been hard. But it's worth it to get my story out there so that people know that you can get your kids back, as long as you just fight. Fight for everything you have because your kids are worth it.

PAT: Has a lawyer stepped up to help you, yet, Amy?

AMY: I have a court-appointed attorney and an appeals attorney. But I would like to see if I could find someone that's out of state that can better represent me.

GLENN: Sherrene.

SHERRENE: Hi. I'm doing good. Thank you.

GLENN: You worked for the state of Oregon?

SHERRENE: So, yes. Actually, I was a volunteer. So I'm a professional mediator by trade. And I went there to just volunteer my time in the community. And because of my credentials and education, they put me in the role of a caseworker that came into the home and observed visitations with the children.

GLENN: What did you observe?

SHERRENE: Well, first, I should preface this with I've had over 20 years' experience working with children, youth, and families.

So my undergrad is in psychology. And I have, you know, a ton of certificates regarding safety and health and abuse. And what I found when I came into the home is a home. I found two parents that just loved their child. It was just Christopher at the time. It was last summer.

And definitely, my first impression was that Amy, in particular, didn't speak to me very much.

GLENN: Didn't --

SHERRENE: She was very insecure.

GLENN: She didn't, what?

SHERRENE: She didn't speak with me at first. It took about four weeks at least to gain her trust in me as a caseworker.

And once she felt comfortable with me in the home, you know, it was -- it was clear to see that she had had years of -- you know, just this unhealthy relationship between her and the state of Oregon when they came in. So, you know, I just had to build that trust up with her. But I just saw a loving environment. There was -- you know, they've got the same dog apparently for the last five years. There's really nothing going on, at all, that I discovered other than maybe they were depressed and, you know, that was -- that was the only thing that I could see. And obviously, if they had their children back, that depression would have lifted.

GLENN: Yeah.

SHERRENE: In the ten months I had worked with her after -- she's just. She's got her voice now. She's fighting. You know, she's -- she's really looking for more than an advocate. Because we live in a small town here. And that's been the hardest thing for me is, one, to speak out against Child Protective Services and care for my family. My stepdad is a lawyer and judge in town. And my mom has got a pretty high position. So I wanted to protect them. But also stand up for people that don't feel like they have a voice and they're not being heard. So I'm pretty much the lone star out here. (chuckles)

And their attorneys are representing them. But, you know, they all know each other here. So I know that they're not being fought for properly.

GLENN: So -- can you hang on just a second. I need to take a quick break. I'm going to come back after a commercial break. We'll continue our conversation.


GLENN: Welcome back to the program. We're talking about Amy Fabbrini, who the state has decided -- the state of Oregon that she does not have a high enough IQ to be able to have her two children. Her first child was taken from her after being fine in the home and living for two or three years with mom and dad. And her second child has just been taken from her at the hospital at birth. Go ahead, Amy. Did I get something wrong?

AMY: Yeah. Christopher was only in our home for like four days when CPS came and took him.

PAT: Wow.

GLENN: So, Amy, what is the thing -- talking to the mother, who, remember, is not smart enough to have her own children, according to the state of Oregon -- Amy, what caused this? Why did the state come over to your house? What was the complaint?

AMY: The initial complaint was that we had an ex-friend that was living with us. And they called CPS and reported that the father, Eric Ziegler, had been neglecting Christopher. He hadn't been picking up on his keys (phonetic). He wasn't cleaning him properly. And then there was also put in the report that he wasn't properly feeding our dog. That was the first report. And that's why CPS came in and took Christopher.

GLENN: Okay. And so the woman who came out -- Sherrene, you were the person that came out with that report?

SHERRENE: I am not the first person that came out with the initial report.

GLENN: Okay. And what did that first report say? That report took the child away?

SHERRENE: Yeah. The first report was called in supposedly by a roommate of theirs. And the second report was actually from Amy's father who was upset that she decided to move in with the father of her child.

GLENN: Okay.

SHERRENE: So they've just gone with that for, you know, the last almost four years now.

GLENN: Okay. Now, Sherrene, you have been with Amy over the last couple of years. You see her quite often, or not?

SHERRENE: Yes. So I was placed in the home as a volunteer. I gave my time. So I was placed in the home last May of 2016. And performed weekly visitations for three hours a piece with Amy, Eric, and their child Christopher.

GLENN: Over the last -- over the last year?

SHERRENE: So it was from May of 2016 until August of 2016, when their attorney asked for my -- my observations, because Child Protective Services was not releasing them. So --

GLENN: And, Amy, when was the birth date of your second child?

AMY: February 16th of 2017.

GLENN: February of 2017?

AMY: Yes. Yes.

GLENN: So, Amy, I have to ask you a tough question because this is what the people who are against you say, that you didn't know that you were pregnant until you had your child. And they find that unreasonable. It has happened before with people who are supposedly intelligent. But it is difficult to not know that you're not pregnant. Can you tell me about that. Is that true? What happened?

AMY: So that was with -- that was when I was -- I didn't know I was pregnant with Christopher. And I didn't. All I thought was -- because I have -- I have kidney issues. It's been passed down through my family. So when I was getting these -- when I was getting these pains in my side, I just thought it was my kidneys acting up. I had no indications that I was pregnant. I didn't have any movement or anything.

GLENN: And when you had no -- when you weren't having your period, is that normal for you?

AMY: Yes.

GLENN: And were you -- were you growing in size? Did you look pregnant?

AMY: No.

GLENN: Sherrene, can you help me out on that.

SHERRENE: Yeah. So, Amy's figure has just -- it's just always been the same ever since I met her actually. And when I came into the home last summer, she actually -- we didn't know at the time, but she was beginning, you know, her pregnancy for the second child. And she had stayed the same since the first time I've met her until today. She looks exactly the same. So -- and she just gave birth in February. How big are you? What is your size about?

GLENN: We don't have to get into that -- we don't have to get into that. Please.

AMY: It's something where you just -- you just can't -- you don't notice. It's just -- it's the way that she's built. But she did know she was pregnant with Hunter, the second child. And we discussed extensively about her coming forward. But they just had an incredible amount of fear that they would take their child. So --

GLENN: Which they did.

SHERRENE: Which they did, yeah.

GLENN: So your aunt, Amy, agrees with you and your husband and Sherrene, that --

AMY: Yes. She does.

GLENN: Your children are now up for adoption by the state.

AMY: Christopher is.

GLENN: How do you feel about that?

AMY: I don't feel it's right. He shouldn't be put up for adoption. He should be with us. It's completely wrong.

GLENN: Sherrene and Amy, how can we help you? Is there anything, first of all, that I've missed?

SHERRENE: Well, I would like to advocate that Amy and Eric have remained together. They live in a three-bedroom, two-bath home. It's owned by Eric's father. And they've taken extensive courses on parenting. What abuse and neglect looks like. Health and fitness. I mean, they are very proactive in showing the courts that they want to learn what they want them to learn. And that -- and they're proving to the courts and to everybody around here that they're very capable of learning. They're -- the IQ that is given, you know, is debatable anyway. That can be subject to depression, all kinds of things.


SHERRENE: But she's very articulate. They're very sweet. They're very kind. And what could help them is finding good representation to help them advocate for their rights to have their children. That is truly what we're looking for, for this family.

GLENN: How do they get in touch with you?

SHERRENE: They can go to either my website or they can contact me via email.

GLENN: Okay. Give me the information right now. Yeah.

SHERRENE: Okay. So my website is But it's spelled with a K. So it's

GLENN: Okay.

SHERRENE: And my email address is

GLENN: Sherrene, thank you for -- you know, you're in a small town, and you have apparently a very visible family. And it takes guts to stand up and to do it with class and grace. And it sounds like you're doing that. And God bless you for standing up.

Amy Fabbrini, we will not forget you, and we will further this story on any platform that I have to do with. And I will do everything I can to help you out. And I wish all of the best. And we'll talk to you again soon.

Back in just a second.

AMY: Thank you so much.

GLENN: God bless you.


GLENN: On a personal note, if you just joined us, we did an interview with a -- a mother of two children in -- in Oregon that have just been taken. One of them had been taken from them a few years ago. They have been fighting to get their child back. A -- a mother and father.

Father has a borderline on the higher end IQ of mental disability, 66. Mom has an IQ of 72. I don't know what you expected her to sound like. But she sounded perfectly normal to me.

She is a mother who loves her children. Sorry this is -- this hits close to home. I have a daughter with cerebral palsy who is a wonderful -- and would make the best mother ever.


And I can't imagine what it would be like to have to defend your intelligence and to have everyone calling you stupid, when most likely, that's the way you have felt your whole life anyway. And all of the cruel remarks that probably came your way through your whole life, to now have a child and have it taken from you at the hospital, when there is no sign of abuse nor neglect, is an injustice that is beyond comprehension to me.

As I started this break, on a personal note, last night, I have these sweet women who -- who come to the studios. And they pray. And they pray for us. And they pray for me. And we're in my studios or office last night. We had a great conversation. And the last thing they said was, "What can we pray for, for you?"

And I said, "Two things." And I would like to ask you to pray for the second thing more than the first. But I said, "Empathy and courage."

We can't solve anything unless we can feel one another, unless we really have empathy for what people are going through, and we can stop seeing things through the prism of policies or even the Constitution. But start to feel where other people are.

I need more empathy for people. And I have been praying for that gift. But at the same time, I know that we will find things like Amy. And I need the courage and the -- the spine to be able to walk through it. And not because it's difficult, but because it's hard on the heart after a while.

And so if you would join us in -- in that prayer, I would appreciate it. I would appreciate it.

So what they're looking for is an attorney that can represent them. They're in a small town, and it sounds a little incestuous this town. No, I don't mean to speak ill of this town. I don't know anything about it. But we all know how small towns are and can be. And once people make their mind up about a person, it's hard to reverse that. I found very early on, the great joy, which in some ways, was so hard. And I didn't like it. Moving away from my family and my own hometown, you become that -- whatever people have known you as -- you know, I was -- you know, I -- to my sisters, I was their stinky little brother. And, you know, you -- you just grow up, and people have this image of you.

By going away, you can start fresh. And so I don't know Amy's story in this small little town and what they thought of Amy. But I know what the state worker thought when they went in and they found no abuse and no neglect. So we need somebody -- and would Kelly Shackelford -- would this be something -- he is, what? Is the Liberty Counsel? I mean, he does more religious freedom, but he might know somebody that could take on a case like this.

STU: Yeah, that would be interesting to hear. I mean, because there's a lot to this story. But if you back up for a second -- and I don't mean to get scientific, but it's like, this is just completely bonkers. Like this woman -- you expected to hear something completely different from that interview. At least I did. And I know that's totally judging a book by its cover, but...

GLENN: We never -- we had never talked to her before.

STU: No.

GLENN: Our phone screeners had never talked to her. Our producer had not talked to her.

STU: No.

GLENN: Talked to the mentor or the state advocate who was her state advocate until the state fired her. Talked to her. But we didn't -- I mean, I did not expect that conversation.

STU: It's similar to the Charlie Gard thing in a way, that, you know, there is a line you can find with a story like this. Where if they are so disabled that they can't do basic functions of life, there may be -- you know, there's an argument to have. This is not that case. I mean, she's smarter than 80 percent of the people I interact with on a daily basis.

GLENN: And they're taking parenting classes. And his parents are around. And they have help. And the -- the people are aware of them.

I mean, this is why you -- I mean, I will tell you, I feel like adopting their children and building a house next to mine and giving them the house and we would be the adoptive parents. But we would right next to them and they could keep the -- I mean, that's what families are supposed to do. Not state. That's what the family is supposed to do.

You have your child live close enough to where the grandparents help. You don't just take the children away. And, again, the state found no evidence of neglect.

STU: And it's important to note too, IQ is one of those things that has been beaten into our heads for decades and decades and decades as this actual measure of intelligence, that it has some level of accuracy to it. There's no real -- you cannot decipher. These are not accurate enough measures to decipher the difference between someone who has a 72 and a 78 IQ.

Listen. This is from a Canadian university. Dr. Adrian Owen did a huge study, the largest study ever on IQ and the accuracy of it. He was the senior investigator in the Canadian Excellent Research Chair in cognitive neuroscience and imaging at the university's Brain and Mind Institute. When we looked at the data, the bottom line is the whole concept of IQ or of you having a higher IQ than me is a myth. There is no such thing as a single measure of IQ or a measure of general intelligence.

And we're taking people's children away based on some random test they took on some day. Some number that has no real basis in science anyway. And just the sniff test here. You listen to this woman speak, and blatantly she has the intelligence to raise children.

How many people have you met in your life and you think, "Those people shouldn't have children?" This is not one of them. I mean, this is an absolute horror show. A complete outrage!

And how have we not heard more about this story? How does she not have the help that she needs? I mean, look, you may look deeper into this story and find something that indicates something different. But, I mean, so far, we have not found it. And I think just by -- on its face, you listen to that interview, if you heard that interview, I mean, there are times -- and you could not tell the difference if it was the mother or the mentor. Speaking.

GLENN: There was at least one time that that happened. I wanted to ask who is speaking.

STU: Yeah.

GLENN: I could not tell the one who had their master's in -- what did she say it was? And the one who just graduated from high school. The one whose kids are being taken away because they're not smart enough and the one who has all the degrees and certificates to be hired and sent in by the state to do family counseling and observations. I mean, when you can't tell the difference between the two, there's a problem.

STU: And do we live in a country in which the state decides whether they'll allow you to have your children? Or do we live in a country in which they're your children and with only the most incredible exceptions and incredible circumstances would the state even consider stepping into -- into a parent/child relationship. That is the country we're supposed to live in. And if we live in -- I mean, I know Oregon is a lot different than other states. And maybe this wouldn't happen in other states. I don't know. But this is a complete outrage, on its face.

GLENN: So here's what I want to say to you: Have you -- my aunt was -- she married an abuser. And he wasn't abusing her at first. Not physically. Before they got married. Mentally, he was. My grandfather spotted him a mile away. And all the way down the aisle, my aunt told me, my dad, I thought at the time just wrecked my ceremony. Because grandpa was walking her down the aisle and said, "Please. Please, Joanne, don't do this. Please, don't do this. Please, don't marry him. Please turn around right now and come with me. Please, I'm your father. I'm begging you."

And she said, "Dad, stop it." When they got to the end of the aisle, he kissed her on the cheek and said, "I will always be your father. And I will always be there. But I cannot be there to watch my daughter be abused. When you are done, you let me know."

And he gave her to this abuser. She would come over to my grandfather's house from time to time with a black eye or whatever. And she would come crying to my grandmother, her mother. And grandpa would answer the door. And his heart would break. And he would look at her, and he would hug her. And she would cry. And then he would look at her and say, "Are you done yet?" She'd say, "Dad, no. You don't -- he stopped listening. And he would walk away. And grandma would spend the time.

Until that time came when she came home and said, "Dad, I'm done" -- we never saw the abuser again. He went away. And they had a very easy divorce.

I think it involved my grandfather and the man who became my uncle and her husband later showing up at his door with a shotgun or two, but I could be wrong. But here's why I tell you that story: Are you done yet? Are you done yet? Are we done arguing politics? Are we done making that the center of our universe? Because I'm done. I'm so done.

That's not getting us anywhere. This, we can make a difference on. This, we can do. This is a noble cause. This is something we should be spending our time on.

I'll pick this up tomorrow. But today, I just want to ask you that question. Are you done yet?

If you are, when you are, let me know. Because we have to focus on other things.


THIS Fed program is STEP #1 to losing FINANCIAL CONTROL

Apparently the Federal Reserve has been developing a new digital payment system for years now. The program, called FedNow, is set to launch in just a few months, and the Fed’s handy-dandy explainer video shows exactly how this new system will slowly begin to steal financial control from YOU. This is just laying the groundwork, Glenn explains, for an eventual Central Bank Digital Currency (CBDC) which is why, he says, we MUST stop this IN ITS TRACKS.


Below is a rush transcript that may contain errors

GLENN: I found something yesterday, interesting. It's called Fed Now.

Here's how it works, cut one.

VOICE: Today, people in businesses, expect to make and receive payments at the click of a button, any time of the day, every day of the year.

And most expect their financial and institutions to offer or support payment services, that meet the speed and convenience, they seek.

In fact, three in four businesses, and 23rd of consumers surveyed, think it's important that their bank or credit union, offer faster payments.

GLENN: Right.

VOICE: Financial institutions interested in meeting these demands can use the Federal Reserve's upcoming Fed Now service to build innovative payment offerings to help retain and attract customers, and avoid losing out to the competition.

GLENN: Holy. Wow.

VOICE: With the Fed Now service launching in 2023, the time to start preparing is now.

GLENN: Right.

VOICE: What can financial institutions do to get ready?

A bank or credit union should first get a sense of the demands and trends in the market. Let's take a look at how one financial institution might do this.

Meet Jill, the CEO of Community Bank.


VOICE: Jill keeps a close eye on community bank's customer retention rates.

GLENN: Uh-huh.

VOICE: She was surprised to see new research showing that nearly two-thirds of businesses and one-third of consumers indicated they would factor access to faster payments, into future decisions on whether to switch financial institutions.

Jill and her team looked at their own customer transactions and discovered an increasing number of customers, moving funds to alternative payment services, such as digital wallets and mobile payment apps.

GLENN: Uh-oh.

VOICE: This corresponded with a noticeable decline in customer's deposits and accounts at a community bank.

GLENN: Uh-oh.

VOICE: They knew they had to take action.

Jill and team reviewed Fed Now education pools and resources to understand how the service will work and how to prepare for it.

They also learned about instant payment use cases, including an account to account transfers, bill pay, and person to person transactions.

GLENN: Stop just a second.

So these -- the fed now -- the fed now system is taking applicants beginning next month and they're launching this July for your independence, for your freedom. For your security. For your benefit.

And so now, you can -- you can go to one of these banks. You might meet Jill. Did I introduce you to Jill, from Community Bank?

Jill's done a survey, and she found people want, you know, access to their money, quickly.

STU: Two-thirds of consumers believe their money should be available at the bank, that they go. Good poll!

GLENN: Okay. So what is Jill doing?

Jill is going to the fed, and saying, can we have your non-block chain system? And have it so we can give everybody a credit card or a bank card, and it -- it won't say fed now on it, but it will be the engine of fed now. Where they just swipe their card. And instantaneously, they can buy something.

STU: What? What kind of futuristic world is this?

GLENN: It's a crazy futuristic world, flying cars. What's next!

But it will be faster.

Because see, right now, like if you go to a bank and you need to transfer funds, you have to go to the bank and say, hey, I need to transfer these from one account to another.

And then they're like, oh, okay. Account number? And they write it down. Okay. And you want to transfer it, where? All right. Sign this. Okay. Then they do this really old archaic thing. They go, okay. Done.

Hello! It's the year 2023. We can't wait that long. No. We need something faster. And we want it to go through the fed every time we make a purchase of something.

STU: What could possibly go wrong with this system?

GLENN: Well, they want you to know, this is an alternative for a fed coin. Yeah.

STU: Hmm.

GLENN: Yeah. They're saying. No. We want you to know, clearly, this is not to introduce center bank digital currency, a CBDC. No, no, no. This is an alternative to that.

When are you --

STU: That doesn't sound like much of an alternative. That sounds like much of the same thing.

GLENN: Well, no. You will have a bank card instead. You will have your local bank doing it.

STU: It looks like one thing. But it is another. Also, Jill is a man. That's how the video ends.

We didn't get to that part. That's how it ends. You find out Jill, the CEO of Community Bank is a dude.

GLENN: Wow. So did anybody hear about the quote, much anticipated, and -- and heralded new Fed Now system?

Have you been waiting? Because I didn't even know about it. In fact, I thought all of this was a conspiracy.

STU: No. The video was from 2021.

It's almost like there was something behind this the whole time.

GLENN: Really?

Isn't it weird that it's like, hey, everybody. We're going to do this in April.

And banks, if you're having a liquidity problem, your answer is just over the horizon.

With fed now.


What a coincidence.

But remember, this is nothing to do with the fed coin.

Because that would track every dime that you spend. Oh, and some other things, that you should probably be aware of.

I'll tell you about that, in 60 seconds. How do people have faith in socialism?

It's failed over and over and over again.

You know why? You know why it's failed?

Wrong people. No. It's not that it's a horrible idea. And goes against human nature itself. And so it always ends in bloodshed. No. It always ends in bloodshed. Because they didn't do it right. But this time, it will be different.

Now, how do you get people to do that? Take over education. Yeah. And they've done that.

What are your kids learning? I would like to ask you to turn to the Tuttle Twins to help fight back, and teach your kids about personal responsibility. Free markets. Entrepreneurship. Limited government.

By the way, do you know who we have on today? You want to talk about personal responsibility and entrepreneurship? The guy who started Home Depot is on with us today.

He is fantastic. Anyway, the Tuttle Twins will teach your kids all of these things. The left despises these. Because, I mean, they would be good.

But it was just the wrong people writing it this time.

Maybe they can rewrite it, like Charlie and the Chocolate Factory.

The Tuttle Twins would like to offer you a free DVD with some of the episodes of their cartoons. They now have really great cartoons.

And their books. All you have to do is order a set of their kids books at This week only, You get a free DVD with the episodes of their cartoons when you order the books. That's this week only. Ten-second station ID.
Okay. Next hour, we're going to get into this, and show you will exactly what needs to be done. And what is really happening. But we've been telling you about the uniform commercial code. Kids are running -- wait, Dad, is he talking about the UCC again? Turn it up.

I know. It's so exciting.

But the uniform commercial code is the UCC, is something that we used to just make everything compliant with each other. Easy to do.

Business with each other. And they changed it from time to time.

But they've just made a major change, regarding CBDC. It's changing the definition of money to include the fed coin, which definitely is not happening. It's just Fed Now. Which is an alternative. Anyway, it's really important that you stop this dead in its tracks.

However, we have been talking to some attorneys and everything else.

And there's -- there's more to this, than met the eye. When you put money into a bank, you're taking real physical cash that you possess. Or can possess.

And you're giving that over to the bank as a deposit.

When you do that, you give the bank control of that money.

So as soon as you give the money to the bank, you're really no longer the owner of that money.

The bank has that money. You become a liability. Somebody they have to pay back. That's the way the law is written.

The bank owns the money. And you're still entitled to get the money back of course. And to use the deposit account to cover expenses.

But you're no longer the owner of the money. This is why the bank has the right to lend the money to somebody else, without checking with you first. If you want to take the money out of the bank account, you take ownership again. You're like, I don't like you, Mr. Banker. I will go see, Jill, at community -- was it Jill? The guy at community.

STU: Jill. Jill at Community Bank.

GLENN: Community Bank. You take your deposit out. You take it in cash. You walk away and go over to see Jill. Hey, Jill.

STU: Formerly Jim.

GLENN: You want to open up an account with us?

Okay. Here's the problem. With central bank digital currency, there is no physical cash.

There's -- even with Bitcoin, you can take it on a thumb drive, and you stick it in your pocket.

Or you can move it from one ramp to the other.

STU: Just memorize your seat phrase. That's all -- you can do a bunch of different things.

GLENN: Good. But it's yours.

But CBDC is electronic, and it's only in Fed Now. It's only in the Federal Reserve System.

So let's see --

STU: Is that a Fed Now in your pocket, Jill, or are you just happy to see me?

GLENN: Theoretically, a digital currency could be designed, so you could download it on a hard drive, store it on a private digital wallet or something. But that's what Fed Now is getting rid of.

So there's no chance that CBDC is going to be designed this way. That means your deposits. Once you deposit them in the bank with the fed, that makes the deposits not money. Therefore, you don't own it. The institution controlling the platform. Either the private banks or the fed would own it. You would own no money. It would be the people who control the platforms. Oh, you mean like you'll own nothing, you'll have no privacy, and you'll love it?

Well, yes. Two of those three things are true.


Home Depot co-founder and former CEO blasts Biden: My company couldn't have started under this administration

Glenn recently talked with Home Depot's co-founder and former CEO Bernie Marcus. Marcus came into the news after accusing Silicon Valley Bank of devoting more time and energy to "woke" projects rather than carrying out proper risk assessment, which led to the bank's recent collapse.

Marcus joined Glenn to discuss America's current business climate. Is the Silicon Valley Bank's collapse indicative of a larger economic issue? Marcus said he wouldn't have been able to start Home Depot in today's current climate with high taxes and regulations. Moreover, he took aim at Biden himself, claiming Biden's current policies and tax hikes could potentially wipe out half of America's small businesses. In this clip, Glenn asks Marcus pointedly: "Could you start Home Depot today?"

Marcus answers:

I don't think so, Glenn. And I think the reason is, they have so many obstacles, for small businesses. We [Home Depot] were a small business. ...

And we never had the [...] regulations that they have today. And what he is trying to do. I'm talking about Biden now and the Democratic Congress. They want to pass laws that raise taxes that will knock out half the American—or half the small businesses in America.

To listen to the full radio broadcast, click HERE.


War & civil unrest: What could happen if the BANKS COLLAPSE

Glenn doesn’t believe America’s recent banking crisis is the big one he’s been warning about…but that one still may be just around the corner. And the numbers he shares in this clip at least show that the big banks aren’t looking good. So, what’s next? In this clip, Glenn details several scenarios — like war and massive, civil unrest — that could occur if and when the banks collapse. He explains why bank failures could lead to a central bank digital coin and also why you MUST not panic: ‘Panic makes this whole thing happen…


Below is a rush transcript that may contain errors

GLENN: If you're a long-time listener of this program, you know I'm always concerned with the financial crisis. It stems back to 2008, which I thought at the time, back in 2006 and '7, I was telling you, this is a big one. Could cause depression. What I didn't foresee, was that the federal government, what was it that George Bush said? Violate the free market system to save the free market system. Instead, we did not save the free market system. What we did was make the problem bigger. At the time, in 2008, our banks were too big. Too big to fail. We have to break these big banks up.

Well, nobody did that in 2008. In fact, the opposite happened. They got bigger. And now well, what's happening?

They're bailing the bigger banks out. Making the big banks bigger. Credit Suisse just rolled into a big bank. This is what will happen. We will end up with four banks. And then we will end up with the fed.

And by violating the free market, everything went off the rails. Last week, banks borrowed a combined $164.8 billion, from two Federal Reserve backstop facilities.

And so you know, data published by the fed showed 152.85 billion in borrowing from the discount window.

Then, they did a record high from 4.85 billion, the previous week. So they went from 5 billion to 152 billion, in a week.

The prior all-time high was in 2008. And that's when the banks got together, and they borrowed $111 million. That was at the height of the financial crisis.

Remember, we're not in a financial crisis. We had a little bump in the road. Everything is fine. They borrowed 152 million.

So what? 41 billion more, than they did in 2008.

STU: To be fair, with inflation, that number is 94 trillion today.

GLENN: The data also showed, 11.9 billion in borrowing from the new emergency backstop known as the bank term funding program, which was launched last week.

Other credit extensions totaled 142.8 billion dollars.

So you got all that. You got all that happening, in the background of everybody telling you, that it is fine.

I want you to know, if you're a long-time listener, you know that I freak out about these things.

I said last week, I don't think this is it. But it will look a lot like this, when it does come.

And I want to spend just a couple of minutes here, talking to you about what is coming eventually.

I -- I could be wrong, this could be it.

I don't think it is. But I am growing more cautious by seeing what's happening behind the scenes.

Lots of planes. Lots of planes flew in to see Warren Buffett over the weekend, after Warren Buffett had a phone call with Joe Biden about the banking system, all these people, we don't know who they are, we think they went and met with Warren Buffett. We don't know. But what I do know, is in 2008, we were trying to stop a depression. Remember? They said, the entire banking system was about to collapse. And it would have put us in a depression. There's $23 trillion in the US banking system today. And everything is interconnected.

The contagion, meaning one bank falls, and then it's dominoes. It goes across the water. And it will collapse everything, unless you're disconnected.

Hello, Russia. Unless you're disconnected from that banking system. The banks were saved in 2008.

But just that crisis, with them being saved, we had unemployment at nearly 11 percent.

We are now looking at a bigger problem, if it fails.

We're looking first at our big local and regional banks.

The government will have to bail them out. By the way, do not take your money out of those banks.

You will be FDIC-insured. If you're a business, check with the bank. But don't take your money out because that will collapse the system.

They provide 60 percent of all of our commercial loans.

If the small banks collapse, 60 percent of all of our loans, and our businesses collapse.

Be very, very bad.

We are not looking at a depression situation. We are looking at a complete collapse of the West if this happens. You'll have social unrest. But I think you're already. I mean, the government is assuming this up already.

It will happen not only here. But all over the western world.

That will cause a further breakdown of supply chains. If you lose 60 percent of your business funding, for your businesses and your country, what does that mean?

It means, you will have lots of people, without jobs, they're not making things.

Which then what happens?

You have the supply chain, you first need to worry about medicine and food.

Because that will be of a real concern. But if businesses lose their Capitol. They lose their ability to produce products and services. They lose their ability to employ. People lose their jobs.

That would make for worse inflation. Maybe hyperinflation. Because the federal government will bail everybody out. And all of that money. Will be circulating. And fewer goods, if the global economy were to collapse. Fewer goods would be coming in. So the price of those goods would go to hyperinflation. The issue is that the middle class. The working class. The poorer class. They're the ones who will bear the brunt of most of this.

Last time, around from 2007 to 2011, 5.7 million people, had their houses foreclosed, or short sale.

We are looking at a possible and it -- I really, truly believe this will happen before 2025, so you need to mentally prepare. This is a completely different world, if this happens.

And if it happens, it will happen quickly. We are headed towards a currency reset.

If it's a -- if it is a cryptocurrency, if it is a central bank digital coin. CBDC, we're going to get bargaining.

And here's what's going to happen. The government will step in, this is too big for anybody else to handle. We'll handle it with the fed. We're resetting the currency.

It's going to be a digital dollar. You will be in the fed.

Every American has an account now with the fed.

We will give you more than what your dollar is worth right now. For the first, I don't know, eight weeks.

Your dollar will be worth a dollar 25. So get your digital currency now.

And in six weeks, it will be worth a buck. And six weeks after that, it will worth 75 cents. Eventually, it will be worth nothing. And it will force everybody into a digital currency. Which will ultimately control absolutely everything you do, and a lower standard of life.

But a lot of people will be happy. Because there's some enormous. It also would mean that most likely, a war. All of these things are -- are beyond possible right now.

The financial and the reset to a digital currency is not just possible. It is probable.

The war. I don't know. What would you say, Stu? Probable? Or just still possible?

STU: Probable?

GLENN: Yeah, I think so too.

Probable. So you have to get yourself in a different mindset. Please.

I told my wife. And I'll tell you, because I want to tell you, what I would tell my own family.

We have to go shopping tonight. You know, we have our emergency food. But if this happens, you'll have a breakdown worse than COVID.

You won't be getting the money. The money will start to inflate quickly. Prices will spiral out of control.

And when you have -- especially in some areas, when you have a breakdown of trucking. Or supply chains. You will have a hard time getting things.

So I would just recommend, do not hoard, but grab some extra things, and have them ready.

This may not be the time. But I like to sleep at night.

Take care of your family, and do the right things. Do not panic.

Panic makes this whole thing happen. So do not panic.


Glenn: Do this TODAY to help stop possible Trump arrest

They’ve got the man. And now, the far-left is just trying to find the crime that will put him behind bars — and away from their political power — forever. It’s un-American, Glenn says, but thankfully YOU can help. Now may not be the time to march in the streets, but there is another way you can peacefully protest what the far-left is currently doing to our rule of law. And it’s simple: ‘Burn up those phone lines,’ Glenn says. ‘[Call] as many GOP representatives as you can possibly dial.’